SFYX vs VYM
SFYX vs VYM
Sofi Next 500 ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | SFYX | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.04% | |
| AUM | $28M | $79.0B | |
| Dividend Yield | 1.39% | 2.86% | |
| Holdings | 491 | 568 | |
| YTD Return | +3.95% | +15.80% | |
| 1Y Return | +13.65% | +26.12% | |
| 3Y Return (annualized) | +14.58% | +18.25% | |
| 5Y Return (annualized) | +6.19% | +12.51% | |
| Volatility (annualized) | 20.9% | 14.6% | |
| Max Drawdown | -39.6% | -58.8% | |
| Fund Family | SoFi | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 10, 2019 | Nov 10, 2006 |
SFYX vs VYM Performance
Sofi Next 500 ETF (SFYX) is a ETF from SoFi and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year SFYX returned +13.65% while VYM returned +26.12%. Year to date, SFYX is up 3.95% versus a gain of 15.80% for VYM.
Over three years, SFYX compounded at +14.58% per year against +18.25% for VYM; over five years the annualized figures are +6.19% and +12.51% respectively. Across the full 7-year window we track, SFYX has the edge at +9.49% annualized vs +7.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SFYX has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.6% for SFYX and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SFYX charges 0.06% per year while VYM charges 0.04%. On a $10,000 position that is $6 vs $4 annually, a gap of $2 per year that compounds over a long holding period. On income, SFYX currently yields 1.39% against 2.86% for VYM.
Holdings Overlap
SFYX and VYM share 144 holdings out of 906 unique holdings combined, representing a 5.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SFYX | Weight in VYM | Difference |
|---|---|---|---|
| FTAI | 1.34% | 0.14% | 1.20% |
| CG | 0.77% | 0.06% | 0.71% |
| OWL | 0.59% | 0.03% | 0.56% |
| TPR | Pro | Pro | Pro |
| TPG | Pro | Pro | Pro |
| CHRW | Pro | Pro | Pro |
| PR | Pro | Pro | Pro |
| NFG | Pro | Pro | Pro |
| IVZ | Pro | Pro | Pro |
| SCCO | Pro | Pro | Pro |
See all 10 holdings SFYX shares with VYM Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SFYX or VYM?
SFYX has an expense ratio of 0.06% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, SFYX or VYM?
Over the past year SFYX returned +13.65% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (7 years), SFYX annualized +9.49% vs +7.07% for VYM. Past performance does not guarantee future results.
Which is riskier, SFYX or VYM?
SFYX has been the more volatile fund at 20.9% annualized versus 14.6% for VYM. Worst drawdown: SFYX -39.6% vs VYM -58.8%.
Should I hold both SFYX and VYM?
SFYX and VYM have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SFYX and VYM?
SFYX and VYM share 144 common holdings with a 5.2% weight overlap. Combined, they hold 906 unique securities.
Which pays a higher dividend, SFYX or VYM?
SFYX yields 1.39% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
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