SCHD vs SFYX
SCHD vs SFYX
Schwab US Dividend Equity ETF vs Sofi Next 500 ETF
Quick Verdict
SCHD delivered stronger 1-year returns. SFYX offers more diversification with 492 holdings.
Side-by-Side Comparison
| Metric | SCHD | SFYX | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.06% | |
| AUM | $103.7B | $28M | |
| Dividend Yield | 3.31% | 1.39% | |
| Holdings | 104 | 491 | |
| YTD Return | +22.69% | +3.95% | |
| 1Y Return | +30.94% | +13.65% | |
| 3Y Return (annualized) | +14.20% | +14.58% | |
| 5Y Return (annualized) | +9.59% | +6.19% | |
| Volatility (annualized) | 13.7% | 20.9% | |
| Max Drawdown | -33.4% | -39.6% | |
| Fund Family | Charles Schwab Asset Management | SoFi | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Apr 10, 2019 |
SCHD vs SFYX Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Sofi Next 500 ETF (SFYX) is a ETF from SoFi. Over the past year SCHD returned +30.94% while SFYX returned +13.65%. Year to date, SCHD is up 22.69% versus a gain of 3.95% for SFYX.
Over three years, SCHD compounded at +14.20% per year against +14.58% for SFYX; over five years the annualized figures are +9.59% and +6.19% respectively. Across the full 7-year window we track, SCHD has the edge at +11.31% annualized vs +9.49%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SFYX has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -39.6% for SFYX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while SFYX charges 0.06%. On a $10,000 position that is $6 vs $6 annually. On income, SCHD currently yields 3.31% against 1.39% for SFYX.
Holdings Overlap
SCHD and SFYX share 15 holdings out of 577 unique holdings combined, representing a 1.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in SFYX | Difference |
|---|---|---|---|
| EWBC | 0.47% | 0.30% | 0.17% |
| APA | 0.33% | 0.19% | 0.14% |
| DINO | 0.36% | 0.11% | 0.25% |
| ORI | Pro | Pro | Pro |
| AFG | Pro | Pro | Pro |
| COLB | Pro | Pro | Pro |
| ERIE | Pro | Pro | Pro |
| NXST | Pro | Pro | Pro |
| OZK | Pro | Pro | Pro |
| MTN | Pro | Pro | Pro |
See all 10 holdings SCHD shares with SFYX Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SCHD or SFYX?
SCHD has an expense ratio of 0.06% while SFYX charges 0.06%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, SCHD or SFYX?
Over the past year SCHD returned +30.94% vs +13.65% for SFYX, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), SCHD annualized +11.31% vs +9.49% for SFYX. Past performance does not guarantee future results.
Which is riskier, SCHD or SFYX?
SFYX has been the more volatile fund at 20.9% annualized versus 13.7% for SCHD. Worst drawdown: SCHD -33.4% vs SFYX -39.6%.
Should I hold both SCHD and SFYX?
SCHD and SFYX have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and SFYX?
SCHD and SFYX share 15 common holdings with a 1.8% weight overlap. Combined, they hold 577 unique securities.
Which pays a higher dividend, SCHD or SFYX?
SCHD yields 3.31% while SFYX yields 1.39%, so SCHD currently pays the higher dividend yield.
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