IVV vs SFYX
IVV vs SFYX
iShares Core S&P 500 ETF vs Sofi Next 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | SFYX | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.06% | |
| AUM | $865.2B | $28M | |
| Dividend Yield | 1.09% | 1.39% | |
| Holdings | 508 | 491 | |
| YTD Return | +13.80% | +3.95% | |
| 1Y Return | +23.70% | +13.65% | |
| 3Y Return (annualized) | +21.49% | +14.58% | |
| 5Y Return (annualized) | +13.43% | +6.19% | |
| Volatility (annualized) | 15.1% | 20.9% | |
| Max Drawdown | -56.5% | -39.6% | |
| Fund Family | iShares by BlackRock (US) | SoFi | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Apr 10, 2019 |
IVV vs SFYX Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Sofi Next 500 ETF (SFYX) is a ETF from SoFi. Over the past year IVV returned +23.70% while SFYX returned +13.65%. Year to date, IVV is up 13.80% versus a gain of 3.95% for SFYX.
Over three years, IVV compounded at +21.49% per year against +14.58% for SFYX; over five years the annualized figures are +13.43% and +6.19% respectively. Across the full 7-year window we track, SFYX has the edge at +9.49% annualized vs +7.05%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SFYX has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -39.6% for SFYX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while SFYX charges 0.06%. On a $10,000 position that is $3 vs $6 annually, a gap of $3 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 1.39% for SFYX.
Holdings Overlap
IVV and SFYX share 47 holdings out of 950 unique holdings combined, representing a 1.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in SFYX | Difference |
|---|---|---|---|
| TKO | 0.02% | 1.21% | 1.19% |
| FIX | 0.10% | 1.02% | 0.92% |
| COHR | 0.10% | 0.90% | 0.80% |
| BXP | Pro | Pro | Pro |
| CIEN | Pro | Pro | Pro |
| LITE | Pro | Pro | Pro |
| TRMB | Pro | Pro | Pro |
| CRL | Pro | Pro | Pro |
| TPR | Pro | Pro | Pro |
| CHRW | Pro | Pro | Pro |
See all 10 holdings IVV shares with SFYX Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IVV or SFYX?
IVV has an expense ratio of 0.03% while SFYX charges 0.06%. IVV is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, IVV or SFYX?
Over the past year IVV returned +23.70% vs +13.65% for SFYX, so IVV leads on 1-year performance. Over the longest common window we track (7 years), IVV annualized +7.05% vs +9.49% for SFYX. Past performance does not guarantee future results.
Which is riskier, IVV or SFYX?
SFYX has been the more volatile fund at 20.9% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs SFYX -39.6%.
Should I hold both IVV and SFYX?
IVV and SFYX have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IVV and SFYX?
IVV and SFYX share 47 common holdings with a 1.2% weight overlap. Combined, they hold 950 unique securities.
Which pays a higher dividend, IVV or SFYX?
IVV yields 1.09% while SFYX yields 1.39%, so SFYX currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.