SFYX vs VOO
SFYX vs VOO
Sofi Next 500 ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | SFYX | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.03% | |
| AUM | $28M | $979.0B | |
| Dividend Yield | 1.39% | 1.09% | |
| Holdings | 491 | 509 | |
| YTD Return | +3.95% | +11.51% | |
| 1Y Return | +13.65% | +21.46% | |
| 3Y Return (annualized) | +14.58% | +20.86% | |
| 5Y Return (annualized) | +6.19% | +13.01% | |
| Volatility (annualized) | 20.9% | 14.1% | |
| Max Drawdown | -39.6% | -34.3% | |
| Fund Family | SoFi | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 10, 2019 | Sep 7, 2010 |
SFYX vs VOO Performance
Sofi Next 500 ETF (SFYX) is a ETF from SoFi and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year SFYX returned +13.65% while VOO returned +21.46%. Year to date, SFYX is up 3.95% versus a gain of 11.51% for VOO.
Over three years, SFYX compounded at +14.58% per year against +20.86% for VOO; over five years the annualized figures are +6.19% and +13.01% respectively. Across the full 7-year window we track, VOO has the edge at +13.44% annualized vs +9.49%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SFYX has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.6% for SFYX and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SFYX charges 0.06% per year while VOO charges 0.03%. On a $10,000 position that is $6 vs $3 annually, a gap of $3 per year that compounds over a long holding period. On income, SFYX currently yields 1.39% against 1.09% for VOO.
Holdings Overlap
SFYX and VOO share 47 holdings out of 950 unique holdings combined, representing a 1.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SFYX | Weight in VOO | Difference |
|---|---|---|---|
| TKO | 1.21% | 0.02% | 1.19% |
| FIX | 1.02% | 0.11% | 0.91% |
| COHR | 0.90% | 0.12% | 0.78% |
| BXP | Pro | Pro | Pro |
| CIEN | Pro | Pro | Pro |
| LITE | Pro | Pro | Pro |
| TRMB | Pro | Pro | Pro |
| CRL | Pro | Pro | Pro |
| TPR | Pro | Pro | Pro |
| IVZ | Pro | Pro | Pro |
See all 10 holdings SFYX shares with VOO Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SFYX or VOO?
SFYX has an expense ratio of 0.06% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, SFYX or VOO?
Over the past year SFYX returned +13.65% vs +21.46% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (7 years), SFYX annualized +9.49% vs +13.44% for VOO. Past performance does not guarantee future results.
Which is riskier, SFYX or VOO?
SFYX has been the more volatile fund at 20.9% annualized versus 14.1% for VOO. Worst drawdown: SFYX -39.6% vs VOO -34.3%.
Should I hold both SFYX and VOO?
SFYX and VOO have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between SFYX and VOO?
SFYX and VOO share 47 common holdings with a 1.3% weight overlap. Combined, they hold 950 unique securities.
Which pays a higher dividend, SFYX or VOO?
SFYX yields 1.39% while VOO yields 1.09%, so SFYX currently pays the higher dividend yield.
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