Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Global X S&P 500 Tail Risk ETF (XTR) is a ETF from Global X by mirae Asset. Over the past year SCHD returned +30.94% while XTR returned +15.00%. Year to date, SCHD is up 22.69% versus a gain of 7.27% for XTR.

Over three years, SCHD compounded at +14.20% per year against +15.54% for XTR; over five years the annualized figures are +9.59% and +9.23% respectively. Across the full 5-year window we track, SCHD has the edge at +11.31% annualized vs +9.23%. Past performance does not guarantee future results.

XTR has been the more volatile fund, with annualized monthly volatility of 13.9% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -20.8% for XTR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.

SCHD charges 0.06% per year while XTR charges 0.25%. On a $10,000 position that is $6 vs $25 annually, a gap of $19 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 16.52% for XTR.