QQQ vs XTR

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. XTR offers more diversification with 466 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: XTR

Side-by-Side Comparison

MetricQQQXTRWinner
Expense Ratio0.18%0.25%
AUM$455.8B$5M
Dividend Yield0.41%16.52%
Holdings108506
YTD Return+14.45%+8.90%
1Y Return+24.70%+16.87%
3Y Return (annualized)+24.19%+16.93%
5Y Return (annualized)+14.49%+9.54%
Volatility (annualized)30.6%13.8%
Max Drawdown-83.0%-20.8%
Fund FamilyInvesco (US)Global X by mirae Asset
CategoryEquityEquity
InceptionMar 10, 1999Aug 25, 2021

QQQ vs XTR Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Global X S&P 500 Tail Risk ETF (XTR) is a ETF from Global X by mirae Asset. Over the past year QQQ returned +24.70% while XTR returned +16.87%. Year to date, QQQ is up 14.45% versus a gain of 8.90% for XTR.

Over three years, QQQ compounded at +24.19% per year against +16.93% for XTR; over five years the annualized figures are +14.49% and +9.54% respectively. Across the full 5-year window we track, QQQ has the edge at +12.98% annualized vs +9.54%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 13.8% for XTR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -20.8% for XTR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

QQQ charges 0.18% per year while XTR charges 0.25%. On a $10,000 position that is $18 vs $25 annually, a gap of $7 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 16.52% for XTR.

Holdings Overlap

26.7%overlap

QQQ and XTR share 79 holdings out of 490 unique holdings combined, representing a 26.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in XTRDifference
LRCX1.82%7.33%5.51%
WMT2.47%6.42%3.95%
AAPL7.46%0.01%7.45%
CSCOProProPro
AVGOProProPro
TSLAProProPro
MUProProPro
MSFTProProPro
COSTProProPro
AMZNProProPro
See all 10 holdings QQQ shares with XTR
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, QQQ or XTR?

QQQ has an expense ratio of 0.18% while XTR charges 0.25%. QQQ is the cheaper option. On a $10,000 investment, that is $7 per year of difference.

Which performed better, QQQ or XTR?

Over the past year QQQ returned +24.70% vs +16.87% for XTR, so QQQ leads on 1-year performance. Over the longest common window we track (5 years), QQQ annualized +12.98% vs +9.54% for XTR. Past performance does not guarantee future results.

Which is riskier, QQQ or XTR?

QQQ has been the more volatile fund at 30.6% annualized versus 13.8% for XTR. Worst drawdown: QQQ -83.0% vs XTR -20.8%.

Should I hold both QQQ and XTR?

QQQ and XTR have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between QQQ and XTR?

QQQ and XTR share 79 common holdings with a 26.7% weight overlap. Combined, they hold 490 unique securities.

Which pays a higher dividend, QQQ or XTR?

QQQ yields 0.41% while XTR yields 16.52%, so XTR currently pays the higher dividend yield.

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