IVV vs XTR

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVXTRWinner
Expense Ratio0.03%0.25%
AUM$865.2B$5M
Dividend Yield1.09%16.52%
Holdings508506
YTD Return+13.52%+10.83%
1Y Return+23.63%+18.95%
3Y Return (annualized)+21.26%+17.33%
5Y Return (annualized)+13.52%+9.93%
Volatility (annualized)15.1%13.8%
Max Drawdown-56.5%-20.8%
Fund FamilyiShares by BlackRock (US)Global X by mirae Asset
CategoryEquityEquity
InceptionMay 15, 2000Aug 25, 2021

IVV vs XTR Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Global X S&P 500 Tail Risk ETF (XTR) is a ETF from Global X by mirae Asset. Over the past year IVV returned +23.63% while XTR returned +18.95%. Year to date, IVV is up 13.52% versus a gain of 10.83% for XTR.

Over three years, IVV compounded at +21.26% per year against +17.33% for XTR; over five years the annualized figures are +13.52% and +9.93% respectively. Across the full 5-year window we track, XTR has the edge at +9.93% annualized vs +7.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.8% for XTR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -20.8% for XTR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while XTR charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 16.52% for XTR.

Holdings Overlap

51.9%overlap

IVV and XTR share 461 holdings out of 510 unique holdings combined, representing a 51.9% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in IVVWeight in XTRDifference
AAPL7.44%0.01%7.43%
WMT0.75%6.42%5.67%
AVGO2.83%2.74%0.09%
CATProProPro
MSFTProProPro
CSCOProProPro
ABBVProProPro
AMZNProProPro
TSLAProProPro
COSTProProPro
See all 10 holdings IVV shares with XTR
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IVV or XTR?

IVV has an expense ratio of 0.03% while XTR charges 0.25%. IVV is the cheaper option. On a $10,000 investment, that is $22 per year of difference.

Which performed better, IVV or XTR?

Over the past year IVV returned +23.63% vs +18.95% for XTR, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +7.04% vs +9.93% for XTR. Past performance does not guarantee future results.

Which is riskier, IVV or XTR?

IVV has been the more volatile fund at 15.1% annualized versus 13.8% for XTR. Worst drawdown: IVV -56.5% vs XTR -20.8%.

Should I hold both IVV and XTR?

IVV and XTR have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVV and XTR?

IVV and XTR share 461 common holdings with a 51.9% weight overlap. Combined, they hold 510 unique securities.

Which pays a higher dividend, IVV or XTR?

IVV yields 1.09% while XTR yields 16.52%, so XTR currently pays the higher dividend yield.

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