RWLC vs VTI
RWLC vs VTI
Rayliant NxtGen Multifactor US Equity ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | RWLC | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.32% | 0.03% | |
| AUM | $97M | $663.5B | |
| Dividend Yield | 13.05% | 1.07% | |
| Holdings | 107 | 3,543 | |
| YTD Return | +16.19% | +13.39% | |
| 1Y Return | - | +23.21% | |
| 3Y Return (annualized) | - | +20.65% | |
| 5Y Return (annualized) | - | +12.18% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -8.5% | -56.6% | |
| Fund Family | The Advisors Inner Circle Fund | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 15, 2021 | May 24, 2001 |
RWLC vs VTI Performance
Rayliant NxtGen Multifactor US Equity ETF (RWLC) is a ETF from The Advisors Inner Circle Fund and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, RWLC is up 16.19% versus a gain of 13.39% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -8.5% for RWLC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
RWLC charges 0.32% per year while VTI charges 0.03%. On a $10,000 position that is $32 vs $3 annually, a gap of $29 per year that compounds over a long holding period. On income, RWLC currently yields 13.05% against 1.07% for VTI.
Holdings Overlap
RWLC and VTI share 97 holdings out of 2786 unique holdings combined, representing a 40.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in RWLC | Weight in VTI | Difference |
|---|---|---|---|
| AAPL | 9.41% | 5.84% | 3.57% |
| NVDA | 6.42% | 6.32% | 0.10% |
| GOOGL | 3.48% | 2.88% | 0.60% |
| MSFT | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
| MA | Pro | Pro | Pro |
See all 10 holdings RWLC shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, RWLC or VTI?
RWLC has an expense ratio of 0.32% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $29 per year of difference.
What is the holdings overlap between RWLC and VTI?
RWLC and VTI share 97 common holdings with a 40.1% weight overlap. Combined, they hold 2786 unique securities.
Which pays a higher dividend, RWLC or VTI?
RWLC yields 13.05% while VTI yields 1.07%, so RWLC currently pays the higher dividend yield.
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