RWLC vs SPY
RWLC vs SPY
Rayliant NxtGen Multifactor US Equity ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | RWLC | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.32% | 0.09% | |
| AUM | $97M | $789.1B | |
| Dividend Yield | 13.05% | 1.01% | |
| Holdings | 107 | 505 | |
| YTD Return | +16.19% | +13.10% | |
| 1Y Return | - | +22.80% | |
| 3Y Return (annualized) | - | +20.98% | |
| 5Y Return (annualized) | - | +13.20% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -8.5% | -56.5% | |
| Fund Family | The Advisors Inner Circle Fund | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Dec 15, 2021 | Jan 22, 1993 |
RWLC vs SPY Performance
Rayliant NxtGen Multifactor US Equity ETF (RWLC) is a ETF from The Advisors Inner Circle Fund and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, RWLC is up 16.19% versus a gain of 13.10% for SPY.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -8.5% for RWLC and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
RWLC charges 0.32% per year while SPY charges 0.09%. On a $10,000 position that is $32 vs $9 annually, a gap of $23 per year that compounds over a long holding period. On income, RWLC currently yields 13.05% against 1.01% for SPY.
Holdings Overlap
RWLC and SPY share 99 holdings out of 504 unique holdings combined, representing a 43.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in RWLC | Weight in SPY | Difference |
|---|---|---|---|
| AAPL | 9.41% | 7.09% | 2.32% |
| NVDA | 6.42% | 7.31% | 0.89% |
| GOOGL | 3.48% | 3.32% | 0.16% |
| MSFT | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
| MA | Pro | Pro | Pro |
See all 10 holdings RWLC shares with SPY Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, RWLC or SPY?
RWLC has an expense ratio of 0.32% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $23 per year of difference.
What is the holdings overlap between RWLC and SPY?
RWLC and SPY share 99 common holdings with a 43.6% weight overlap. Combined, they hold 504 unique securities.
Which pays a higher dividend, RWLC or SPY?
RWLC yields 13.05% while SPY yields 1.01%, so RWLC currently pays the higher dividend yield.
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