RSMV vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricRSMVSCHDWinner
Expense Ratio0.95%0.06%
AUM$23M$103.7B
Dividend Yield0.91%3.31%
Holdings31104
YTD Return+6.08%+23.31%
1Y Return+17.43%+30.42%
3Y Return (annualized)-+14.66%
5Y Return (annualized)-+9.59%
Volatility (annualized)11.8%13.6%
Max Drawdown-17.6%-33.4%
Fund FamilyTeucriumCharles Schwab Asset Management
CategoryEquityEquity
InceptionJan 13, 2025Oct 20, 2011

RSMV vs SCHD Performance

Relative Strength Managed Volatility Strategy ETF (RSMV) is a ETF from Teucrium and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RSMV returned +17.43% while SCHD returned +30.42%. Year to date, RSMV is up 6.08% versus a gain of 23.31% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.8% for RSMV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.6% for RSMV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.15. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

RSMV charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, RSMV currently yields 0.91% against 3.31% for SCHD.

Holdings Overlap

10.4%overlap

RSMV and SCHD share 5 holdings out of 130 unique holdings combined, representing a 10.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RSMVWeight in SCHDDifference
UNH2.01%4.54%2.53%
MRK2.14%4.32%2.18%
KO2.15%4.08%1.93%
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Frequently Asked Questions

Which is cheaper, RSMV or SCHD?

RSMV has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, RSMV or SCHD?

Over the past year RSMV returned +17.43% vs +30.42% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), RSMV annualized +11.30% vs +11.34% for SCHD. Past performance does not guarantee future results.

Which is riskier, RSMV or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 11.8% for RSMV. Worst drawdown: RSMV -17.6% vs SCHD -33.4%.

Should I hold both RSMV and SCHD?

RSMV and SCHD have a monthly-return correlation of 0.15, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RSMV and SCHD?

RSMV and SCHD share 5 common holdings with a 10.4% weight overlap. Combined, they hold 130 unique securities.

Which pays a higher dividend, RSMV or SCHD?

RSMV yields 0.91% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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