QVML vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. QVML offers more diversification with 447 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: QVML

Side-by-Side Comparison

MetricQVMLSCHDWinner
Expense Ratio0.11%0.06%
AUM$1.5B$103.7B
Dividend Yield1.01%3.31%
Holdings451104
YTD Return+11.29%+22.69%
1Y Return+20.73%+30.94%
3Y Return (annualized)+19.80%+14.20%
5Y Return (annualized)+13.16%+9.59%
Volatility (annualized)15.4%13.7%
Max Drawdown-23.5%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionJun 28, 2021Oct 20, 2011

QVML vs SCHD Performance

Invesco S&P 500 QVM Multi-factor ETF (QVML) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year QVML returned +20.73% while SCHD returned +30.94%. Year to date, QVML is up 11.29% versus a gain of 22.69% for SCHD.

Over three years, QVML compounded at +19.80% per year against +14.20% for SCHD; over five years the annualized figures are +13.16% and +9.59% respectively. Across the full 5-year window we track, QVML has the edge at +13.37% annualized vs +11.31%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QVML has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.5% for QVML and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QVML charges 0.11% per year while SCHD charges 0.06%. On a $10,000 position that is $11 vs $6 annually, a gap of $5 per year that compounds over a long holding period. On income, QVML currently yields 1.01% against 3.31% for SCHD.

Holdings Overlap

8.1%overlap

QVML and SCHD share 44 holdings out of 503 unique holdings combined, representing a 8.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QVMLWeight in SCHDDifference
UNH0.58%4.54%3.96%
MRK0.53%4.32%3.79%
ABT0.26%4.49%4.23%
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AMGNProProPro
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PEPProProPro
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Frequently Asked Questions

Which is cheaper, QVML or SCHD?

QVML has an expense ratio of 0.11% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

Which performed better, QVML or SCHD?

Over the past year QVML returned +20.73% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), QVML annualized +13.37% vs +11.31% for SCHD. Past performance does not guarantee future results.

Which is riskier, QVML or SCHD?

QVML has been the more volatile fund at 15.4% annualized versus 13.7% for SCHD. Worst drawdown: QVML -23.5% vs SCHD -33.4%.

Should I hold both QVML and SCHD?

QVML and SCHD have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QVML and SCHD?

QVML and SCHD share 44 common holdings with a 8.1% weight overlap. Combined, they hold 503 unique securities.

Which pays a higher dividend, QVML or SCHD?

QVML yields 1.01% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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