QQQM vs VTI
QQQM vs VTI
Invesco NASDAQ 100 ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. QQQM delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | QQQM | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.03% | |
| AUM | $96.5B | $663.5B | |
| Dividend Yield | 0.43% | 1.07% | |
| Holdings | 107 | 3,543 | |
| YTD Return | +18.23% | +14.20% | |
| 1Y Return | +27.67% | +24.16% | |
| 3Y Return (annualized) | +25.63% | +21.12% | |
| 5Y Return (annualized) | +15.21% | +12.37% | |
| Volatility (annualized) | 20.2% | 15.3% | |
| Max Drawdown | -35.0% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 13, 2020 | May 24, 2001 |
QQQM vs VTI Performance
Invesco NASDAQ 100 ETF (QQQM) is a ETF from Invesco (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year QQQM returned +27.67% while VTI returned +24.16%. Year to date, QQQM is up 18.23% versus a gain of 14.20% for VTI.
Over three years, QQQM compounded at +25.63% per year against +21.12% for VTI; over five years the annualized figures are +15.21% and +12.37% respectively. Across the full 6-year window we track, QQQM has the edge at +17.42% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQM has been the more volatile fund, with annualized monthly volatility of 20.2% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.0% for QQQM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
QQQM charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, QQQM currently yields 0.43% against 1.07% for VTI.
Holdings Overlap
QQQM and VTI share 89 holdings out of 2797 unique holdings combined, representing a 46.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in QQQM | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 7.52% | 6.32% | 1.20% |
| AAPL | 6.60% | 5.84% | 0.76% |
| MSFT | 4.37% | 3.81% | 0.56% |
| MU | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
See all 10 holdings QQQM shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, QQQM or VTI?
QQQM has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, QQQM or VTI?
Over the past year QQQM returned +27.67% vs +24.16% for VTI, so QQQM leads on 1-year performance. Over the longest common window we track (6 years), QQQM annualized +17.42% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, QQQM or VTI?
QQQM has been the more volatile fund at 20.2% annualized versus 15.3% for VTI. Worst drawdown: QQQM -35.0% vs VTI -56.6%.
Should I hold both QQQM and VTI?
QQQM and VTI have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between QQQM and VTI?
QQQM and VTI share 89 common holdings with a 46.5% weight overlap. Combined, they hold 2797 unique securities.
Which pays a higher dividend, QQQM or VTI?
QQQM yields 0.43% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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