QMID vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. QMID offers more diversification with 125 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: QMID

Side-by-Side Comparison

MetricQMIDSCHDWinner
Expense Ratio0.38%0.06%
AUM$2M$103.7B
Dividend Yield0.49%3.31%
Holdings125104
YTD Return+7.77%+24.26%
1Y Return+13.33%+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)14.1%13.6%
Max Drawdown-23.6%-33.4%
Fund FamilyWisdomTree InvestmentsCharles Schwab Asset Management
CategoryEquityEquity
InceptionJan 25, 2024Oct 20, 2011

QMID vs SCHD Performance

WisdomTree US MidCap Quality Growth Fund (QMID) is a ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year QMID returned +13.33% while SCHD returned +31.38%. Year to date, QMID is up 7.77% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

QMID has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.6% for QMID and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QMID charges 0.38% per year while SCHD charges 0.06%. On a $10,000 position that is $38 vs $6 annually, a gap of $32 per year that compounds over a long holding period. On income, QMID currently yields 0.49% against 3.31% for SCHD.

Holdings Overlap

0.3%overlap

QMID and SCHD share 2 holdings out of 223 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QMIDWeight in SCHDDifference
ERIE1.03%0.14%0.89%
BAH0.88%0.20%0.68%

Frequently Asked Questions

Which is cheaper, QMID or SCHD?

QMID has an expense ratio of 0.38% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, QMID or SCHD?

Over the past year QMID returned +13.33% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), QMID annualized +9.55% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, QMID or SCHD?

QMID has been the more volatile fund at 14.1% annualized versus 13.6% for SCHD. Worst drawdown: QMID -23.6% vs SCHD -33.4%.

Should I hold both QMID and SCHD?

QMID and SCHD have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QMID and SCHD?

QMID and SCHD share 2 common holdings with a 0.3% weight overlap. Combined, they hold 223 unique securities.

Which pays a higher dividend, QMID or SCHD?

QMID yields 0.49% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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