QDPL vs VTI
QDPL vs VTI
Pacer Metaurus US Large Cap Dividend Multiplier 400 ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | QDPL | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.03% | |
| AUM | $1.7B | $663.5B | |
| Dividend Yield | 4.56% | 1.07% | |
| Holdings | 521 | 3,543 | |
| YTD Return | +12.27% | +14.20% | |
| 1Y Return | +22.01% | +24.16% | |
| 3Y Return (annualized) | +19.87% | +21.12% | |
| 5Y Return (annualized) | +12.37% | +12.37% | |
| Volatility (annualized) | 14.0% | 15.3% | |
| Max Drawdown | -22.6% | -56.6% | |
| Fund Family | Pacer ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 12, 2021 | May 24, 2001 |
QDPL vs VTI Performance
Pacer Metaurus US Large Cap Dividend Multiplier 400 ETF (QDPL) is a ETF from Pacer ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year QDPL returned +22.01% while VTI returned +24.16%. Year to date, QDPL is up 12.27% versus a gain of 14.20% for VTI.
Over three years, QDPL compounded at +19.87% per year against +21.12% for VTI; over five years the annualized figures are +12.37% and +12.37% respectively. Across the full 5-year window we track, QDPL has the edge at +12.47% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.0% for QDPL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.6% for QDPL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
QDPL charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, QDPL currently yields 4.56% against 1.07% for VTI.
Holdings Overlap
QDPL and VTI share 456 holdings out of 2829 unique holdings combined, representing a 84.8% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in QDPL | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 6.66% | 6.32% | 0.34% |
| AAPL | 6.39% | 5.84% | 0.55% |
| MSFT | 4.09% | 3.81% | 0.28% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
See all 10 holdings QDPL shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, QDPL or VTI?
QDPL has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, QDPL or VTI?
Over the past year QDPL returned +22.01% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), QDPL annualized +12.47% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, QDPL or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 14.0% for QDPL. Worst drawdown: QDPL -22.6% vs VTI -56.6%.
Should I hold both QDPL and VTI?
QDPL and VTI have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between QDPL and VTI?
QDPL and VTI share 456 common holdings with a 84.8% weight overlap. Combined, they hold 2829 unique securities.
Which pays a higher dividend, QDPL or VTI?
QDPL yields 4.56% while VTI yields 1.07%, so QDPL currently pays the higher dividend yield.
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