PTBD vs VTI
PTBD vs VTI
Pacer Trendpilot US Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | PTBD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.03% | |
| AUM | $85M | $663.5B | |
| Dividend Yield | 5.89% | 1.07% | |
| Holdings | 901 | 3,543 | |
| YTD Return | +1.14% | +10.14% | |
| 1Y Return | +2.24% | +19.82% | |
| 3Y Return (annualized) | +4.66% | +18.94% | |
| 5Y Return (annualized) | -1.77% | +11.79% | |
| Volatility (annualized) | 7.3% | 15.4% | |
| Max Drawdown | -26.0% | -56.6% | |
| Fund Family | Pacer ETFs | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Oct 22, 2019 | May 24, 2001 |
PTBD vs VTI Performance
Pacer Trendpilot US Bond ETF (PTBD) is a ETF from Pacer ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PTBD returned +2.24% while VTI returned +19.82%. Year to date, PTBD is up 1.14% versus a gain of 10.14% for VTI.
Over three years, PTBD compounded at +4.66% per year against +18.94% for VTI; over five years the annualized figures are -1.77% and +11.79% respectively. Across the full 7-year window we track, VTI has the edge at +7.99% annualized vs +0.38%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 7.3% for PTBD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.0% for PTBD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PTBD charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, PTBD currently yields 5.89% against 1.07% for VTI.
Holdings Overlap
PTBD and VTI share 1 holdings out of 3459 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in PTBD | Weight in VTI | Difference |
|---|---|---|---|
| THC | 0.25% | 0.02% | 0.23% |
Frequently Asked Questions
Which is cheaper, PTBD or VTI?
PTBD has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, PTBD or VTI?
Over the past year PTBD returned +2.24% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (7 years), PTBD annualized +0.38% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, PTBD or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 7.3% for PTBD. Worst drawdown: PTBD -26.0% vs VTI -56.6%.
Should I hold both PTBD and VTI?
PTBD and VTI have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PTBD and VTI?
PTBD and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 3459 unique securities.
Which pays a higher dividend, PTBD or VTI?
PTBD yields 5.89% while VTI yields 1.07%, so PTBD currently pays the higher dividend yield.
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