PRSD vs VTI
PRSD vs VTI
State Street Short Duration IG Public & Private Credit ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | PRSD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.03% | |
| AUM | $64M | $663.5B | |
| Dividend Yield | 2.96% | 1.07% | |
| Holdings | 251 | 3,543 | |
| YTD Return | +1.16% | +11.83% | |
| 1Y Return | +2.53% | +21.79% | |
| 3Y Return (annualized) | - | +20.40% | |
| 5Y Return (annualized) | - | +11.96% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -0.7% | -56.6% | |
| Fund Family | State Street Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 10, 2025 | May 24, 2001 |
PRSD vs VTI Performance
State Street Short Duration IG Public & Private Credit ETF (PRSD) is a ETF from State Street Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PRSD returned +2.53% while VTI returned +21.79%. Year to date, PRSD is up 1.16% versus a gain of 11.83% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -0.7% for PRSD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
PRSD charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, PRSD currently yields 2.96% against 1.07% for VTI.
Holdings Overlap
PRSD and VTI share 0 holdings out of 2867 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PRSD or VTI?
PRSD has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, PRSD or VTI?
Over the past year PRSD returned +2.53% vs +21.79% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between PRSD and VTI?
PRSD and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2867 unique securities.
Which pays a higher dividend, PRSD or VTI?
PRSD yields 2.96% while VTI yields 1.07%, so PRSD currently pays the higher dividend yield.
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