PRSD vs SPY
PRSD vs SPY
State Street Short Duration IG Public & Private Credit ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | PRSD | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.09% | |
| AUM | $64M | $789.1B | |
| Dividend Yield | 2.96% | 1.01% | |
| Holdings | 251 | 505 | |
| YTD Return | +1.43% | +9.93% | |
| 1Y Return | +2.80% | +19.50% | |
| 3Y Return (annualized) | - | +19.33% | |
| 5Y Return (annualized) | - | +12.82% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -0.7% | -56.5% | |
| Fund Family | State Street Investment Management | State Street Investment Management | |
| Category | Fixed Income | Equity | |
| Inception | Sep 10, 2025 | Jan 22, 1993 |
PRSD vs SPY Performance
State Street Short Duration IG Public & Private Credit ETF (PRSD) is a ETF from State Street Investment Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year PRSD returned +2.80% while SPY returned +19.50%. Year to date, PRSD is up 1.43% versus a gain of 9.93% for SPY.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -0.7% for PRSD and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
PRSD charges 0.45% per year while SPY charges 0.09%. On a $10,000 position that is $45 vs $9 annually, a gap of $36 per year that compounds over a long holding period. On income, PRSD currently yields 2.96% against 1.01% for SPY.
Holdings Overlap
PRSD and SPY share 0 holdings out of 587 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PRSD or SPY?
PRSD has an expense ratio of 0.45% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $36 per year of difference.
Which performed better, PRSD or SPY?
Over the past year PRSD returned +2.80% vs +19.50% for SPY, so SPY leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between PRSD and SPY?
PRSD and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 587 unique securities.
Which pays a higher dividend, PRSD or SPY?
PRSD yields 2.96% while SPY yields 1.01%, so PRSD currently pays the higher dividend yield.
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