PRAE vs VTI
PRAE vs VTI
PlanRock Alternative Growth ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. PRAE delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | PRAE | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.49% | 0.03% | |
| AUM | $12M | $663.5B | |
| Dividend Yield | 0.48% | 1.07% | |
| Holdings | 28 | 3,543 | |
| YTD Return | +10.21% | +13.57% | |
| 1Y Return | +26.64% | +24.23% | |
| 3Y Return (annualized) | - | +20.73% | |
| 5Y Return (annualized) | - | +12.24% | |
| Volatility (annualized) | 13.6% | 15.3% | |
| Max Drawdown | -17.7% | -56.6% | |
| Fund Family | PlanRock Investments | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Dec 18, 2023 | May 24, 2001 |
PRAE vs VTI Performance
PlanRock Alternative Growth ETF (PRAE) is a ETF from PlanRock Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PRAE returned +26.64% while VTI returned +24.23%. Year to date, PRAE is up 10.21% versus a gain of 13.57% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.6% for PRAE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.7% for PRAE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PRAE charges 1.49% per year while VTI charges 0.03%. On a $10,000 position that is $149 vs $3 annually, a gap of $146 per year that compounds over a long holding period. On income, PRAE currently yields 0.48% against 1.07% for VTI.
Holdings Overlap
PRAE and VTI share 0 holdings out of 2795 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PRAE or VTI?
PRAE has an expense ratio of 1.49% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $146 per year of difference.
Which performed better, PRAE or VTI?
Over the past year PRAE returned +26.64% vs +24.23% for VTI, so PRAE leads on 1-year performance. Over the longest common window we track (3 years), PRAE annualized +12.79% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, PRAE or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.6% for PRAE. Worst drawdown: PRAE -17.7% vs VTI -56.6%.
Should I hold both PRAE and VTI?
PRAE and VTI have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PRAE and VTI?
PRAE and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2795 unique securities.
Which pays a higher dividend, PRAE or VTI?
PRAE yields 0.48% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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