PRAE vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricPRAEQQQWinner
Expense Ratio1.49%0.18%
AUM$12M$455.8B
Dividend Yield0.48%0.41%
Holdings28108
YTD Return+11.03%+18.20%
1Y Return+26.25%+27.63%
3Y Return (annualized)-+25.54%
5Y Return (annualized)-+15.12%
Volatility (annualized)13.7%30.6%
Max Drawdown-17.7%-83.0%
Fund FamilyPlanRock InvestmentsInvesco (US)
CategoryAlternativeEquity
InceptionDec 18, 2023Mar 10, 1999

PRAE vs QQQ Performance

PlanRock Alternative Growth ETF (PRAE) is a ETF from PlanRock Investments and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year PRAE returned +26.25% while QQQ returned +27.63%. Year to date, PRAE is up 11.03% versus a gain of 18.20% for QQQ.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 13.7% for PRAE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.7% for PRAE and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PRAE charges 1.49% per year while QQQ charges 0.18%. On a $10,000 position that is $149 vs $18 annually, a gap of $131 per year that compounds over a long holding period. On income, PRAE currently yields 0.48% against 0.41% for QQQ.

Holdings Overlap

0.0%overlap

PRAE and QQQ share 0 holdings out of 115 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PRAE or QQQ?

PRAE has an expense ratio of 1.49% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $131 per year of difference.

Which performed better, PRAE or QQQ?

Over the past year PRAE returned +26.25% vs +27.63% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (3 years), PRAE annualized +13.08% vs +13.11% for QQQ. Past performance does not guarantee future results.

Which is riskier, PRAE or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 13.7% for PRAE. Worst drawdown: PRAE -17.7% vs QQQ -83.0%.

Should I hold both PRAE and QQQ?

PRAE and QQQ have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PRAE and QQQ?

PRAE and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 115 unique securities.

Which pays a higher dividend, PRAE or QQQ?

PRAE yields 0.48% while QQQ yields 0.41%, so PRAE currently pays the higher dividend yield.

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