OMFL vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. OMFL offers more diversification with 571 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: OMFL

Side-by-Side Comparison

MetricOMFLSCHDWinner
Expense Ratio0.29%0.06%
AUM$4.7B$103.7B
Dividend Yield0.81%3.31%
Holdings481104
YTD Return+13.39%+23.02%
1Y Return+20.45%+30.75%
3Y Return (annualized)+12.82%+14.89%
5Y Return (annualized)+9.35%+9.38%
Volatility (annualized)17.4%13.6%
Max Drawdown-33.2%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionNov 8, 2017Oct 20, 2011

OMFL vs SCHD Performance

Invesco Russell 1000 Dynamic Multifactor ETF (OMFL) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year OMFL returned +20.45% while SCHD returned +30.75%. Year to date, OMFL is up 13.39% versus a gain of 23.02% for SCHD.

Over three years, OMFL compounded at +12.82% per year against +14.89% for SCHD; over five years the annualized figures are +9.35% and +9.38% respectively. Across the full 9-year window we track, OMFL has the edge at +13.97% annualized vs +11.33%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

OMFL has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.2% for OMFL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

OMFL charges 0.29% per year while SCHD charges 0.06%. On a $10,000 position that is $29 vs $6 annually, a gap of $23 per year that compounds over a long holding period. On income, OMFL currently yields 0.81% against 3.31% for SCHD.

Holdings Overlap

8.3%overlap

OMFL and SCHD share 43 holdings out of 628 unique holdings combined, representing a 8.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in OMFLWeight in SCHDDifference
PG0.98%4.15%3.17%
UNH0.55%4.54%3.99%
ABT0.47%4.49%4.02%
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Frequently Asked Questions

Which is cheaper, OMFL or SCHD?

OMFL has an expense ratio of 0.29% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $23 per year of difference.

Which performed better, OMFL or SCHD?

Over the past year OMFL returned +20.45% vs +30.75% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), OMFL annualized +13.97% vs +11.33% for SCHD. Past performance does not guarantee future results.

Which is riskier, OMFL or SCHD?

OMFL has been the more volatile fund at 17.4% annualized versus 13.6% for SCHD. Worst drawdown: OMFL -33.2% vs SCHD -33.4%.

Should I hold both OMFL and SCHD?

OMFL and SCHD have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between OMFL and SCHD?

OMFL and SCHD share 43 common holdings with a 8.3% weight overlap. Combined, they hold 628 unique securities.

Which pays a higher dividend, OMFL or SCHD?

OMFL yields 0.81% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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