OALC vs VYM
OALC vs VYM
OneAscent Large Cap Core ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. OALC delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | OALC | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.04% | |
| AUM | $242M | $79.0B | |
| Dividend Yield | 0.52% | 2.86% | |
| Holdings | 207 | 568 | |
| YTD Return | +17.82% | +15.20% | |
| 1Y Return | +26.68% | +25.56% | |
| 3Y Return (annualized) | +22.36% | +17.86% | |
| 5Y Return (annualized) | - | +12.35% | |
| Volatility (annualized) | 15.5% | 14.6% | |
| Max Drawdown | -26.8% | -58.8% | |
| Fund Family | OneAscent Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 15, 2021 | Nov 10, 2006 |
OALC vs VYM Performance
OneAscent Large Cap Core ETF (OALC) is a ETF from OneAscent Investments and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year OALC returned +26.68% while VYM returned +25.56%. Year to date, OALC is up 17.82% versus a gain of 15.20% for VYM.
Over three years, OALC compounded at +22.36% per year against +17.86% for VYM. Across the full 5-year window we track, OALC has the edge at +11.82% annualized vs +7.05%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OALC has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.8% for OALC and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
OALC charges 0.49% per year while VYM charges 0.04%. On a $10,000 position that is $49 vs $4 annually, a gap of $45 per year that compounds over a long holding period. On income, OALC currently yields 0.52% against 2.86% for VYM.
Holdings Overlap
OALC and VYM share 86 holdings out of 675 unique holdings combined, representing a 34.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in OALC | Weight in VYM | Difference |
|---|---|---|---|
| AVGO | 2.89% | 6.47% | 3.58% |
| JPM:US | 1.73% | 3.36% | 1.63% |
| XOM | 1.34% | 2.83% | 1.49% |
| WMT | Pro | Pro | Pro |
| CSCO | Pro | Pro | Pro |
| HD | Pro | Pro | Pro |
| CAT | Pro | Pro | Pro |
| MRK | Pro | Pro | Pro |
| KO | Pro | Pro | Pro |
| BAC | Pro | Pro | Pro |
See all 10 holdings OALC shares with VYM Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, OALC or VYM?
OALC has an expense ratio of 0.49% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $45 per year of difference.
Which performed better, OALC or VYM?
Over the past year OALC returned +26.68% vs +25.56% for VYM, so OALC leads on 1-year performance. Over the longest common window we track (5 years), OALC annualized +11.82% vs +7.05% for VYM. Past performance does not guarantee future results.
Which is riskier, OALC or VYM?
OALC has been the more volatile fund at 15.5% annualized versus 14.6% for VYM. Worst drawdown: OALC -26.8% vs VYM -58.8%.
Should I hold both OALC and VYM?
OALC and VYM have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between OALC and VYM?
OALC and VYM share 86 common holdings with a 34.4% weight overlap. Combined, they hold 675 unique securities.
Which pays a higher dividend, OALC or VYM?
OALC yields 0.52% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
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