OALC vs QQQ

Quick Verdict

QQQ has a lower expense ratio. OALC delivered stronger 1-year returns. OALC offers more diversification with 203 holdings.

Lower Fees: QQQHigher Returns: OALCMore Diversified: OALC

Side-by-Side Comparison

MetricOALCQQQWinner
Expense Ratio0.49%0.18%
AUM$242M$455.8B
Dividend Yield0.52%0.41%
Holdings207108
YTD Return+18.60%+18.20%
1Y Return+28.11%+27.63%
3Y Return (annualized)+22.95%+25.54%
5Y Return (annualized)-+15.12%
Volatility (annualized)15.5%30.6%
Max Drawdown-26.8%-83.0%
Fund FamilyOneAscent InvestmentsInvesco (US)
CategoryEquityEquity
InceptionNov 15, 2021Mar 10, 1999

OALC vs QQQ Performance

OneAscent Large Cap Core ETF (OALC) is a ETF from OneAscent Investments and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year OALC returned +28.11% while QQQ returned +27.63%. Year to date, OALC is up 18.60% versus a gain of 18.20% for QQQ.

Over three years, OALC compounded at +22.95% per year against +25.54% for QQQ. Across the full 5-year window we track, QQQ has the edge at +13.11% annualized vs +11.97%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 15.5% for OALC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.8% for OALC and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

OALC charges 0.49% per year while QQQ charges 0.18%. On a $10,000 position that is $49 vs $18 annually, a gap of $31 per year that compounds over a long holding period. On income, OALC currently yields 0.52% against 0.41% for QQQ.

Holdings Overlap

47.1%overlap

OALC and QQQ share 61 holdings out of 245 unique holdings combined, representing a 47.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in OALCWeight in QQQDifference
NVDA7.67%7.88%0.21%
MSFT4.88%4.65%0.23%
AMZN4.20%4.26%0.06%
GOOGLProProPro
AVGOProProPro
GOOGProProPro
MUProProPro
AMDProProPro
WMTProProPro
CSCOProProPro
See all 10 holdings OALC shares with QQQ
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, OALC or QQQ?

OALC has an expense ratio of 0.49% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $31 per year of difference.

Which performed better, OALC or QQQ?

Over the past year OALC returned +28.11% vs +27.63% for QQQ, so OALC leads on 1-year performance. Over the longest common window we track (5 years), OALC annualized +11.97% vs +13.11% for QQQ. Past performance does not guarantee future results.

Which is riskier, OALC or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 15.5% for OALC. Worst drawdown: OALC -26.8% vs QQQ -83.0%.

Should I hold both OALC and QQQ?

OALC and QQQ have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between OALC and QQQ?

OALC and QQQ share 61 common holdings with a 47.1% weight overlap. Combined, they hold 245 unique securities.

Which pays a higher dividend, OALC or QQQ?

OALC yields 0.52% while QQQ yields 0.41%, so OALC currently pays the higher dividend yield.

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