OALC vs VOO

Quick Verdict

VOO has a lower expense ratio. OALC delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: OALCMore Diversified: VOO

Side-by-Side Comparison

MetricOALCVOOWinner
Expense Ratio0.49%0.03%
AUM$242M$979.0B
Dividend Yield0.52%1.09%
Holdings207509
YTD Return+18.60%+13.80%
1Y Return+28.11%+23.71%
3Y Return (annualized)+22.95%+21.50%
5Y Return (annualized)-+13.44%
Volatility (annualized)15.5%14.1%
Max Drawdown-26.8%-34.3%
Fund FamilyOneAscent InvestmentsVanguard (US)
CategoryEquityEquity
InceptionNov 15, 2021Sep 7, 2010

OALC vs VOO Performance

OneAscent Large Cap Core ETF (OALC) is a ETF from OneAscent Investments and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year OALC returned +28.11% while VOO returned +23.71%. Year to date, OALC is up 18.60% versus a gain of 13.80% for VOO.

Over three years, OALC compounded at +22.95% per year against +21.50% for VOO. Across the full 5-year window we track, VOO has the edge at +13.58% annualized vs +11.97%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

OALC has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.8% for OALC and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

OALC charges 0.49% per year while VOO charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, OALC currently yields 0.52% against 1.09% for VOO.

Holdings Overlap

61.5%overlap

OALC and VOO share 187 holdings out of 521 unique holdings combined, representing a 61.5% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in OALCWeight in VOODifference
NVDA7.67%7.51%0.16%
MSFT4.88%4.30%0.58%
AMZN4.20%3.62%0.58%
GOOGLProProPro
AVGOProProPro
GOOGProProPro
MUProProPro
LLYProProPro
JPM:USProProPro
CSCOProProPro
See all 10 holdings OALC shares with VOO
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, OALC or VOO?

OALC has an expense ratio of 0.49% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

Which performed better, OALC or VOO?

Over the past year OALC returned +28.11% vs +23.71% for VOO, so OALC leads on 1-year performance. Over the longest common window we track (5 years), OALC annualized +11.97% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, OALC or VOO?

OALC has been the more volatile fund at 15.5% annualized versus 14.1% for VOO. Worst drawdown: OALC -26.8% vs VOO -34.3%.

Should I hold both OALC and VOO?

OALC and VOO have a monthly-return correlation of 0.97, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between OALC and VOO?

OALC and VOO share 187 common holdings with a 61.5% weight overlap. Combined, they hold 521 unique securities.

Which pays a higher dividend, OALC or VOO?

OALC yields 0.52% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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