NBTR vs VTI
NBTR vs VTI
Neuberger Berman Total Return Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | NBTR | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.37% | 0.03% | |
| AUM | $54M | $663.5B | |
| Dividend Yield | 5.53% | 1.07% | |
| Holdings | 435 | 3,543 | |
| YTD Return | -0.38% | +10.14% | |
| 1Y Return | +3.32% | +19.82% | |
| 3Y Return (annualized) | - | +18.94% | |
| 5Y Return (annualized) | - | +11.79% | |
| Volatility (annualized) | 3.3% | 15.4% | |
| Max Drawdown | -2.6% | -56.6% | |
| Fund Family | Neuberger Berman | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Dec 17, 2024 | May 24, 2001 |
NBTR vs VTI Performance
Neuberger Berman Total Return Bond ETF (NBTR) is a ETF from Neuberger Berman and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year NBTR returned +3.32% while VTI returned +19.82%. Year to date, NBTR is down 0.38% versus a gain of 10.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 3.3% for NBTR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.6% for NBTR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.29. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NBTR charges 0.37% per year while VTI charges 0.03%. On a $10,000 position that is $37 vs $3 annually, a gap of $34 per year that compounds over a long holding period. On income, NBTR currently yields 5.53% against 1.07% for VTI.
Holdings Overlap
NBTR and VTI share 0 holdings out of 3008 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NBTR or VTI?
NBTR has an expense ratio of 0.37% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $34 per year of difference.
Which performed better, NBTR or VTI?
Over the past year NBTR returned +3.32% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), NBTR annualized +4.46% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, NBTR or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 3.3% for NBTR. Worst drawdown: NBTR -2.6% vs VTI -56.6%.
Should I hold both NBTR and VTI?
NBTR and VTI have a monthly-return correlation of 0.29, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NBTR and VTI?
NBTR and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3008 unique securities.
Which pays a higher dividend, NBTR or VTI?
NBTR yields 5.53% while VTI yields 1.07%, so NBTR currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.