MYHC vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricMYHCVTIWinner
Expense Ratio0.39%0.03%
AUM$5M$663.5B
Dividend Yield1.85%1.07%
Holdings1753,543
YTD Return+2.33%+11.83%
1Y Return-+21.79%
3Y Return (annualized)-+20.40%
5Y Return (annualized)-+11.96%
Volatility (annualized)-15.3%
Max Drawdown-1.6%-56.6%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionFeb 25, 2026May 24, 2001

MYHC vs VTI Performance

State Street My2029 High Yield Corporate Bond ETF (MYHC) is a ETF from State Street Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, MYHC is up 2.33% versus a gain of 11.83% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.6% for MYHC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

MYHC charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, MYHC currently yields 1.85% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

MYHC and VTI share 0 holdings out of 2945 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MYHC or VTI?

MYHC has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

What is the holdings overlap between MYHC and VTI?

MYHC and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2945 unique securities.

Which pays a higher dividend, MYHC or VTI?

MYHC yields 1.85% while VTI yields 1.07%, so MYHC currently pays the higher dividend yield.

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