MYHC vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricMYHCSPYWinner
Expense Ratio0.39%0.09%
AUM$5M$789.1B
Dividend Yield1.85%1.01%
Holdings175505
YTD Return+2.59%+13.50%
1Y Return-+23.56%
3Y Return (annualized)-+21.17%
5Y Return (annualized)-+13.46%
Volatility (annualized)-15.3%
Max Drawdown-1.6%-56.5%
Fund FamilyState Street Investment ManagementState Street Investment Management
CategoryFixed IncomeEquity
InceptionFeb 25, 2026Jan 22, 1993

MYHC vs SPY Performance

State Street My2029 High Yield Corporate Bond ETF (MYHC) is a ETF from State Street Investment Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, MYHC is up 2.59% versus a gain of 13.50% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.6% for MYHC and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

MYHC charges 0.39% per year while SPY charges 0.09%. On a $10,000 position that is $39 vs $9 annually, a gap of $30 per year that compounds over a long holding period. On income, MYHC currently yields 1.85% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

MYHC and SPY share 0 holdings out of 665 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MYHC or SPY?

MYHC has an expense ratio of 0.39% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $30 per year of difference.

What is the holdings overlap between MYHC and SPY?

MYHC and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 665 unique securities.

Which pays a higher dividend, MYHC or SPY?

MYHC yields 1.85% while SPY yields 1.01%, so MYHC currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →