MMTM vs VTI
MMTM vs VTI
State Street SPDR S&P 1500 Momentum Tilt ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | MMTM | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.12% | 0.03% | |
| AUM | $159M | $663.5B | |
| Dividend Yield | 0.86% | 1.07% | |
| Holdings | 1,488 | 3,543 | |
| YTD Return | +6.34% | +13.92% | |
| 1Y Return | +14.62% | +24.07% | |
| 3Y Return (annualized) | +19.20% | +20.88% | |
| 5Y Return (annualized) | +12.06% | +12.47% | |
| Volatility (annualized) | 14.5% | 15.3% | |
| Max Drawdown | -34.2% | -56.6% | |
| Fund Family | State Street Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 24, 2012 | May 24, 2001 |
MMTM vs VTI Performance
State Street SPDR S&P 1500 Momentum Tilt ETF (MMTM) is a ETF from State Street Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MMTM returned +14.62% while VTI returned +24.07%. Year to date, MMTM is up 6.34% versus a gain of 13.92% for VTI.
Over three years, MMTM compounded at +19.20% per year against +20.88% for VTI; over five years the annualized figures are +12.06% and +12.47% respectively. Across the full 14-year window we track, MMTM has the edge at +13.17% annualized vs +8.13%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.5% for MMTM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.2% for MMTM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
MMTM charges 0.12% per year while VTI charges 0.03%. On a $10,000 position that is $12 vs $3 annually, a gap of $9 per year that compounds over a long holding period. On income, MMTM currently yields 0.86% against 1.07% for VTI.
Holdings Overlap
MMTM and VTI share 1204 holdings out of 3059 unique holdings combined, representing a 63.5% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in MMTM | Weight in VTI | Difference |
|---|---|---|---|
| AAPL | 6.46% | 5.84% | 0.62% |
| MSFT | 7.72% | 3.81% | 3.91% |
| NVDA | 3.37% | 6.32% | 2.95% |
| AMZN | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| BRK.B | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
See all 10 holdings MMTM shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, MMTM or VTI?
MMTM has an expense ratio of 0.12% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $9 per year of difference.
Which performed better, MMTM or VTI?
Over the past year MMTM returned +14.62% vs +24.07% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (14 years), MMTM annualized +13.17% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, MMTM or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 14.5% for MMTM. Worst drawdown: MMTM -34.2% vs VTI -56.6%.
Should I hold both MMTM and VTI?
MMTM and VTI have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between MMTM and VTI?
MMTM and VTI share 1204 common holdings with a 63.5% weight overlap. Combined, they hold 3059 unique securities.
Which pays a higher dividend, MMTM or VTI?
MMTM yields 0.86% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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