MCDS vs SCHD
MCDS vs SCHD
JPMorgan Fundamental Data Science Mid Core ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. MCDS offers more diversification with 186 holdings.
Side-by-Side Comparison
| Metric | MCDS | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.06% | |
| AUM | $8M | $103.7B | |
| Dividend Yield | 1.28% | 3.31% | |
| Holdings | 189 | 104 | |
| YTD Return | +16.64% | +23.53% | |
| 1Y Return | +23.01% | +30.95% | |
| 3Y Return (annualized) | - | +14.72% | |
| 5Y Return (annualized) | - | +9.56% | |
| Volatility (annualized) | 12.9% | 13.6% | |
| Max Drawdown | -22.5% | -33.4% | |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Aug 7, 2024 | Oct 20, 2011 |
MCDS vs SCHD Performance
JPMorgan Fundamental Data Science Mid Core ETF (MCDS) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MCDS returned +23.01% while SCHD returned +30.95%. Year to date, MCDS is up 16.64% versus a gain of 23.53% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.9% for MCDS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.5% for MCDS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MCDS charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, MCDS currently yields 1.28% against 3.31% for SCHD.
Holdings Overlap
MCDS and SCHD share 9 holdings out of 277 unique holdings combined, representing a 3.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in MCDS | Weight in SCHD | Difference |
|---|---|---|---|
| DVN | 0.64% | 1.31% | 0.67% |
| FITB | 0.20% | 1.35% | 1.15% |
| RF | 0.69% | 0.68% | 0.01% |
| DRI | Pro | Pro | Pro |
| HSY | Pro | Pro | Pro |
| ARES | Pro | Pro | Pro |
| BBY | Pro | Pro | Pro |
| GIS | Pro | Pro | Pro |
| BAH | Pro | Pro | Pro |
See all 9 holdings MCDS shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, MCDS or SCHD?
MCDS has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.
Which performed better, MCDS or SCHD?
Over the past year MCDS returned +23.01% vs +30.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), MCDS annualized +17.40% vs +11.35% for SCHD. Past performance does not guarantee future results.
Which is riskier, MCDS or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.9% for MCDS. Worst drawdown: MCDS -22.5% vs SCHD -33.4%.
Should I hold both MCDS and SCHD?
MCDS and SCHD have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MCDS and SCHD?
MCDS and SCHD share 9 common holdings with a 3.9% weight overlap. Combined, they hold 277 unique securities.
Which pays a higher dividend, MCDS or SCHD?
MCDS yields 1.28% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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