MBOX vs SCHD
MBOX vs SCHD
Freedom Day Dividend ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | MBOX | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.06% | |
| AUM | $149M | $103.7B | |
| Dividend Yield | 1.92% | 3.31% | |
| Holdings | 50 | 104 | |
| YTD Return | +21.30% | +24.26% | |
| 1Y Return | +28.64% | +31.38% | |
| 3Y Return (annualized) | +18.42% | +15.08% | |
| 5Y Return (annualized) | +12.90% | +9.72% | |
| Volatility (annualized) | 14.3% | 13.6% | |
| Max Drawdown | -16.7% | -33.4% | |
| Fund Family | Freedom Day Dividend | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | May 4, 2021 | Oct 20, 2011 |
MBOX vs SCHD Performance
Freedom Day Dividend ETF (MBOX) is a ETF from Freedom Day Dividend and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MBOX returned +28.64% while SCHD returned +31.38%. Year to date, MBOX is up 21.30% versus a gain of 24.26% for SCHD.
Over three years, MBOX compounded at +18.42% per year against +15.08% for SCHD; over five years the annualized figures are +12.90% and +9.72% respectively. Across the full 5-year window we track, MBOX has the edge at +12.66% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MBOX has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.7% for MBOX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
MBOX charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, MBOX currently yields 1.92% against 3.31% for SCHD.
Holdings Overlap
MBOX and SCHD share 16 holdings out of 133 unique holdings combined, representing a 22.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in MBOX | Weight in SCHD | Difference |
|---|---|---|---|
| UNH | 2.05% | 4.54% | 2.49% |
| MRK | 2.15% | 4.32% | 2.17% |
| AMGN | 2.16% | 4.25% | 2.09% |
| VZ | Pro | Pro | Pro |
| QCOM | Pro | Pro | Pro |
| MO | Pro | Pro | Pro |
| ADP | Pro | Pro | Pro |
| ACN | Pro | Pro | Pro |
| SLB:CW | Pro | Pro | Pro |
| PAYX | Pro | Pro | Pro |
See all 10 holdings MBOX shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, MBOX or SCHD?
MBOX has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
Which performed better, MBOX or SCHD?
Over the past year MBOX returned +28.64% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), MBOX annualized +12.66% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, MBOX or SCHD?
MBOX has been the more volatile fund at 14.3% annualized versus 13.6% for SCHD. Worst drawdown: MBOX -16.7% vs SCHD -33.4%.
Should I hold both MBOX and SCHD?
MBOX and SCHD have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between MBOX and SCHD?
MBOX and SCHD share 16 common holdings with a 22.3% weight overlap. Combined, they hold 133 unique securities.
Which pays a higher dividend, MBOX or SCHD?
MBOX yields 1.92% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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