MAPP vs VTI
MAPP vs VTI
Harbor Multi-Asset Explorer ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | MAPP | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.80% | 0.03% | |
| AUM | $10M | $663.5B | |
| Dividend Yield | 2.78% | 1.07% | |
| Holdings | 24 | 3,543 | |
| YTD Return | +4.49% | +11.83% | |
| 1Y Return | +14.09% | +21.79% | |
| 3Y Return (annualized) | +14.43% | +20.40% | |
| 5Y Return (annualized) | - | +11.96% | |
| Volatility (annualized) | 8.4% | 15.3% | |
| Max Drawdown | -12.9% | -56.6% | |
| Fund Family | Harbor Funds | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Sep 13, 2023 | May 24, 2001 |
MAPP vs VTI Performance
Harbor Multi-Asset Explorer ETF (MAPP) is a ETF from Harbor Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MAPP returned +14.09% while VTI returned +21.79%. Year to date, MAPP is up 4.49% versus a gain of 11.83% for VTI.
Over three years, MAPP compounded at +14.43% per year against +20.40% for VTI. Across the full 3-year window we track, MAPP has the edge at +14.43% annualized vs +8.06%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 8.4% for MAPP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.9% for MAPP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
MAPP charges 0.80% per year while VTI charges 0.03%. On a $10,000 position that is $80 vs $3 annually, a gap of $77 per year that compounds over a long holding period. On income, MAPP currently yields 2.78% against 1.07% for VTI.
Holdings Overlap
MAPP and VTI share 0 holdings out of 2806 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MAPP or VTI?
MAPP has an expense ratio of 0.80% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $77 per year of difference.
Which performed better, MAPP or VTI?
Over the past year MAPP returned +14.09% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), MAPP annualized +14.43% vs +8.06% for VTI. Past performance does not guarantee future results.
Which is riskier, MAPP or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 8.4% for MAPP. Worst drawdown: MAPP -12.9% vs VTI -56.6%.
Should I hold both MAPP and VTI?
MAPP and VTI have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between MAPP and VTI?
MAPP and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2806 unique securities.
Which pays a higher dividend, MAPP or VTI?
MAPP yields 2.78% while VTI yields 1.07%, so MAPP currently pays the higher dividend yield.
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