MAPP vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricMAPPVYMWinner
Expense Ratio0.80%0.04%
AUM$10M$79.0B
Dividend Yield2.78%2.86%
Holdings24568
YTD Return+3.75%+13.24%
1Y Return+13.91%+23.76%
3Y Return (annualized)+14.19%+16.97%
5Y Return (annualized)-+12.26%
Volatility (annualized)8.6%14.6%
Max Drawdown-12.9%-58.8%
Fund FamilyHarbor FundsVanguard (US)
CategoryAlternativeEquity
InceptionSep 13, 2023Nov 10, 2006

MAPP vs VYM Performance

Harbor Multi-Asset Explorer ETF (MAPP) is a ETF from Harbor Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year MAPP returned +13.91% while VYM returned +23.76%. Year to date, MAPP is up 3.75% versus a gain of 13.24% for VYM.

Over three years, MAPP compounded at +14.19% per year against +16.97% for VYM. Across the full 3-year window we track, MAPP has the edge at +14.19% annualized vs +6.96%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 8.6% for MAPP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.9% for MAPP and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

MAPP charges 0.80% per year while VYM charges 0.04%. On a $10,000 position that is $80 vs $4 annually, a gap of $76 per year that compounds over a long holding period. On income, MAPP currently yields 2.78% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

MAPP and VYM share 0 holdings out of 581 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MAPP or VYM?

MAPP has an expense ratio of 0.80% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, MAPP or VYM?

Over the past year MAPP returned +13.91% vs +23.76% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), MAPP annualized +14.19% vs +6.96% for VYM. Past performance does not guarantee future results.

Which is riskier, MAPP or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 8.6% for MAPP. Worst drawdown: MAPP -12.9% vs VYM -58.8%.

Should I hold both MAPP and VYM?

MAPP and VYM have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MAPP and VYM?

MAPP and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 581 unique securities.

Which pays a higher dividend, MAPP or VYM?

MAPP yields 2.78% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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