LODI vs VTI
LODI vs VTI
AAM SLC Low Duration Income ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | LODI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.03% | |
| AUM | $96M | $663.5B | |
| Dividend Yield | 4.99% | 1.07% | |
| Holdings | 148 | 3,543 | |
| YTD Return | +2.32% | +10.14% | |
| 1Y Return | +4.99% | +19.82% | |
| 3Y Return (annualized) | - | +18.94% | |
| 5Y Return (annualized) | - | +11.79% | |
| Volatility (annualized) | 1.3% | 15.4% | |
| Max Drawdown | -1.0% | -56.6% | |
| Fund Family | Advisors Asset Management, Inc. | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Dec 3, 2024 | May 24, 2001 |
LODI vs VTI Performance
AAM SLC Low Duration Income ETF (LODI) is a ETF from Advisors Asset Management, Inc. and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year LODI returned +4.99% while VTI returned +19.82%. Year to date, LODI is up 2.32% versus a gain of 10.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 1.3% for LODI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.0% for LODI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
LODI charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, LODI currently yields 4.99% against 1.07% for VTI.
Holdings Overlap
LODI and VTI share 0 holdings out of 2836 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, LODI or VTI?
LODI has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, LODI or VTI?
Over the past year LODI returned +4.99% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), LODI annualized +5.22% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, LODI or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 1.3% for LODI. Worst drawdown: LODI -1.0% vs VTI -56.6%.
Should I hold both LODI and VTI?
LODI and VTI have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between LODI and VTI?
LODI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2836 unique securities.
Which pays a higher dividend, LODI or VTI?
LODI yields 4.99% while VTI yields 1.07%, so LODI currently pays the higher dividend yield.
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