KORP vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricKORPVTIWinner
Expense Ratio0.29%0.03%
AUM$878M$663.5B
Dividend Yield5.08%1.07%
Holdings3583,543
YTD Return-0.41%+10.14%
1Y Return+2.96%+19.82%
3Y Return (annualized)+5.43%+18.94%
5Y Return (annualized)+1.27%+11.79%
Volatility (annualized)5.6%15.4%
Max Drawdown-14.9%-56.6%
Fund FamilyAmerican Century InvestmentsVanguard (US)
CategoryFixed IncomeEquity
InceptionJan 11, 2018May 24, 2001

KORP vs VTI Performance

American Century Diversified Corporate Bond ETF (KORP) is a ETF from American Century Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year KORP returned +2.96% while VTI returned +19.82%. Year to date, KORP is down 0.41% versus a gain of 10.14% for VTI.

Over three years, KORP compounded at +5.43% per year against +18.94% for VTI; over five years the annualized figures are +1.27% and +11.79% respectively. Across the full 9-year window we track, VTI has the edge at +7.99% annualized vs +1.49%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 5.6% for KORP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.9% for KORP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

KORP charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, KORP currently yields 5.08% against 1.07% for VTI.

Holdings Overlap

0.7%overlap

KORP and VTI share 2 holdings out of 2950 unique holdings combined, representing a 0.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in KORPWeight in VTIDifference
GS0.33%0.39%0.06%
C0.39%0.32%0.07%

Frequently Asked Questions

Which is cheaper, KORP or VTI?

KORP has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, KORP or VTI?

Over the past year KORP returned +2.96% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), KORP annualized +1.49% vs +7.99% for VTI. Past performance does not guarantee future results.

Which is riskier, KORP or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 5.6% for KORP. Worst drawdown: KORP -14.9% vs VTI -56.6%.

Should I hold both KORP and VTI?

KORP and VTI have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between KORP and VTI?

KORP and VTI share 2 common holdings with a 0.7% weight overlap. Combined, they hold 2950 unique securities.

Which pays a higher dividend, KORP or VTI?

KORP yields 5.08% while VTI yields 1.07%, so KORP currently pays the higher dividend yield.

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