KORP vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. KORP offers more diversification with 169 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: KORP

Side-by-Side Comparison

MetricKORPSCHDWinner
Expense Ratio0.29%0.06%
AUM$878M$103.7B
Dividend Yield5.08%3.31%
Holdings358104
YTD Return-0.10%+23.02%
1Y Return+2.35%+30.75%
3Y Return (annualized)+5.47%+14.89%
5Y Return (annualized)+1.32%+9.38%
Volatility (annualized)5.6%13.6%
Max Drawdown-14.9%-33.4%
Fund FamilyAmerican Century InvestmentsCharles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionJan 11, 2018Oct 20, 2011

KORP vs SCHD Performance

American Century Diversified Corporate Bond ETF (KORP) is a ETF from American Century Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year KORP returned +2.35% while SCHD returned +30.75%. Year to date, KORP is down 0.10% versus a gain of 23.02% for SCHD.

Over three years, KORP compounded at +5.47% per year against +14.89% for SCHD; over five years the annualized figures are +1.32% and +9.38% respectively. Across the full 9-year window we track, SCHD has the edge at +11.33% annualized vs +1.52%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 5.6% for KORP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.9% for KORP and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.55. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

KORP charges 0.29% per year while SCHD charges 0.06%. On a $10,000 position that is $29 vs $6 annually, a gap of $23 per year that compounds over a long holding period. On income, KORP currently yields 5.08% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

KORP and SCHD share 0 holdings out of 269 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, KORP or SCHD?

KORP has an expense ratio of 0.29% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $23 per year of difference.

Which performed better, KORP or SCHD?

Over the past year KORP returned +2.35% vs +30.75% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), KORP annualized +1.52% vs +11.33% for SCHD. Past performance does not guarantee future results.

Which is riskier, KORP or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 5.6% for KORP. Worst drawdown: KORP -14.9% vs SCHD -33.4%.

Should I hold both KORP and SCHD?

KORP and SCHD have a monthly-return correlation of 0.55, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between KORP and SCHD?

KORP and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 269 unique securities.

Which pays a higher dividend, KORP or SCHD?

KORP yields 5.08% while SCHD yields 3.31%, so KORP currently pays the higher dividend yield.

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