JPST vs VTI
JPST vs VTI
JPMorgan Ultra-Short Income ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | JPST | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.03% | |
| AUM | $40.4B | $663.5B | |
| Dividend Yield | 4.55% | 1.07% | |
| Holdings | 794 | 3,543 | |
| YTD Return | +1.60% | +11.83% | |
| 1Y Return | +3.59% | +21.79% | |
| 3Y Return (annualized) | +4.96% | +20.40% | |
| 5Y Return (annualized) | +3.65% | +11.96% | |
| Volatility (annualized) | 1.1% | 15.3% | |
| Max Drawdown | -3.3% | -56.6% | |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | May 17, 2017 | May 24, 2001 |
JPST vs VTI Performance
JPMorgan Ultra-Short Income ETF (JPST) is a ETF from J.P. Morgan Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JPST returned +3.59% while VTI returned +21.79%. Year to date, JPST is up 1.60% versus a gain of 11.83% for VTI.
Over three years, JPST compounded at +4.96% per year against +20.40% for VTI; over five years the annualized figures are +3.65% and +11.96% respectively. Across the full 9-year window we track, VTI has the edge at +8.06% annualized vs +2.15%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 1.1% for JPST. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.3% for JPST and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JPST charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, JPST currently yields 4.55% against 1.07% for VTI.
Holdings Overlap
JPST and VTI share 1 holdings out of 3317 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in JPST | Weight in VTI | Difference |
|---|---|---|---|
| DIS | 0.01% | 0.23% | 0.22% |
Frequently Asked Questions
Which is cheaper, JPST or VTI?
JPST has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $15 per year of difference.
Which performed better, JPST or VTI?
Over the past year JPST returned +3.59% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), JPST annualized +2.15% vs +8.06% for VTI. Past performance does not guarantee future results.
Which is riskier, JPST or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 1.1% for JPST. Worst drawdown: JPST -3.3% vs VTI -56.6%.
Should I hold both JPST and VTI?
JPST and VTI have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JPST and VTI?
JPST and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 3317 unique securities.
Which pays a higher dividend, JPST or VTI?
JPST yields 4.55% while VTI yields 1.07%, so JPST currently pays the higher dividend yield.
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