JPLD vs VTI
JPLD vs VTI
JPMorgan Limited Duration Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | JPLD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.24% | 0.03% | |
| AUM | $4.0B | $663.5B | |
| Dividend Yield | 4.24% | 1.07% | |
| Holdings | 670 | 3,543 | |
| YTD Return | +1.62% | +10.14% | |
| 1Y Return | +4.12% | +19.82% | |
| 3Y Return (annualized) | +5.76% | +18.94% | |
| 5Y Return (annualized) | - | +11.79% | |
| Volatility (annualized) | 1.5% | 15.4% | |
| Max Drawdown | -1.2% | -56.6% | |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jul 28, 2023 | May 24, 2001 |
JPLD vs VTI Performance
JPMorgan Limited Duration Bond ETF (JPLD) is a ETF from J.P. Morgan Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JPLD returned +4.12% while VTI returned +19.82%. Year to date, JPLD is up 1.62% versus a gain of 10.14% for VTI.
Over three years, JPLD compounded at +5.76% per year against +18.94% for VTI. Across the full 3-year window we track, VTI has the edge at +7.99% annualized vs +5.78%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 1.5% for JPLD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.2% for JPLD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JPLD charges 0.24% per year while VTI charges 0.03%. On a $10,000 position that is $24 vs $3 annually, a gap of $21 per year that compounds over a long holding period. On income, JPLD currently yields 4.24% against 1.07% for VTI.
Holdings Overlap
JPLD and VTI share 0 holdings out of 2964 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JPLD or VTI?
JPLD has an expense ratio of 0.24% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $21 per year of difference.
Which performed better, JPLD or VTI?
Over the past year JPLD returned +4.12% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), JPLD annualized +5.78% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, JPLD or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 1.5% for JPLD. Worst drawdown: JPLD -1.2% vs VTI -56.6%.
Should I hold both JPLD and VTI?
JPLD and VTI have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JPLD and VTI?
JPLD and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2964 unique securities.
Which pays a higher dividend, JPLD or VTI?
JPLD yields 4.24% while VTI yields 1.07%, so JPLD currently pays the higher dividend yield.
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