JPLD vs SCHD
JPLD vs SCHD
JPMorgan Limited Duration Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. JPLD offers more diversification with 181 holdings.
Side-by-Side Comparison
| Metric | JPLD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.24% | 0.06% | |
| AUM | $4.0B | $103.7B | |
| Dividend Yield | 4.24% | 3.31% | |
| Holdings | 670 | 104 | |
| YTD Return | +1.62% | +22.69% | |
| 1Y Return | +4.12% | +30.94% | |
| 3Y Return (annualized) | +5.76% | +14.20% | |
| 5Y Return (annualized) | - | +9.59% | |
| Volatility (annualized) | 1.5% | 13.7% | |
| Max Drawdown | -1.2% | -33.4% | |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Jul 28, 2023 | Oct 20, 2011 |
JPLD vs SCHD Performance
JPMorgan Limited Duration Bond ETF (JPLD) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JPLD returned +4.12% while SCHD returned +30.94%. Year to date, JPLD is up 1.62% versus a gain of 22.69% for SCHD.
Over three years, JPLD compounded at +5.76% per year against +14.20% for SCHD. Across the full 3-year window we track, SCHD has the edge at +11.31% annualized vs +5.78%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 1.5% for JPLD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.2% for JPLD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JPLD charges 0.24% per year while SCHD charges 0.06%. On a $10,000 position that is $24 vs $6 annually, a gap of $18 per year that compounds over a long holding period. On income, JPLD currently yields 4.24% against 3.31% for SCHD.
Holdings Overlap
JPLD and SCHD share 0 holdings out of 281 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JPLD or SCHD?
JPLD has an expense ratio of 0.24% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $18 per year of difference.
Which performed better, JPLD or SCHD?
Over the past year JPLD returned +4.12% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), JPLD annualized +5.78% vs +11.31% for SCHD. Past performance does not guarantee future results.
Which is riskier, JPLD or SCHD?
SCHD has been the more volatile fund at 13.7% annualized versus 1.5% for JPLD. Worst drawdown: JPLD -1.2% vs SCHD -33.4%.
Should I hold both JPLD and SCHD?
JPLD and SCHD have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JPLD and SCHD?
JPLD and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 281 unique securities.
Which pays a higher dividend, JPLD or SCHD?
JPLD yields 4.24% while SCHD yields 3.31%, so JPLD currently pays the higher dividend yield.
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