JPIE vs VTI
JPIE vs VTI
JPMorgan Income ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | JPIE | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.03% | |
| AUM | $10.2B | $663.5B | |
| Dividend Yield | 5.73% | 1.07% | |
| Holdings | 2,467 | 3,543 | |
| YTD Return | +1.82% | +10.14% | |
| 1Y Return | +4.92% | +19.82% | |
| 3Y Return (annualized) | +6.70% | +18.94% | |
| 5Y Return (annualized) | - | +11.79% | |
| Volatility (annualized) | 4.3% | 15.4% | |
| Max Drawdown | -10.0% | -56.6% | |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Oct 28, 2021 | May 24, 2001 |
JPIE vs VTI Performance
JPMorgan Income ETF (JPIE) is a ETF from J.P. Morgan Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JPIE returned +4.92% while VTI returned +19.82%. Year to date, JPIE is up 1.82% versus a gain of 10.14% for VTI.
Over three years, JPIE compounded at +6.70% per year against +18.94% for VTI. Across the full 5-year window we track, VTI has the edge at +7.99% annualized vs +3.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 4.3% for JPIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.0% for JPIE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JPIE charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, JPIE currently yields 5.73% against 1.07% for VTI.
Holdings Overlap
JPIE and VTI share 1 holdings out of 4373 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in JPIE | Weight in VTI | Difference |
|---|---|---|---|
| THC | 0.01% | 0.02% | 0.01% |
Frequently Asked Questions
Which is cheaper, JPIE or VTI?
JPIE has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $36 per year of difference.
Which performed better, JPIE or VTI?
Over the past year JPIE returned +4.92% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), JPIE annualized +3.39% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, JPIE or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 4.3% for JPIE. Worst drawdown: JPIE -10.0% vs VTI -56.6%.
Should I hold both JPIE and VTI?
JPIE and VTI have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JPIE and VTI?
JPIE and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 4373 unique securities.
Which pays a higher dividend, JPIE or VTI?
JPIE yields 5.73% while VTI yields 1.07%, so JPIE currently pays the higher dividend yield.
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