JPIE vs SCHD
JPIE vs SCHD
JPMorgan Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. JPIE offers more diversification with 1591 holdings.
Side-by-Side Comparison
| Metric | JPIE | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.06% | |
| AUM | $10.2B | $103.7B | |
| Dividend Yield | 5.73% | 3.31% | |
| Holdings | 2,467 | 104 | |
| YTD Return | +1.82% | +22.69% | |
| 1Y Return | +4.92% | +30.94% | |
| 3Y Return (annualized) | +6.70% | +14.20% | |
| 5Y Return (annualized) | - | +9.59% | |
| Volatility (annualized) | 4.3% | 13.7% | |
| Max Drawdown | -10.0% | -33.4% | |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Oct 28, 2021 | Oct 20, 2011 |
JPIE vs SCHD Performance
JPMorgan Income ETF (JPIE) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JPIE returned +4.92% while SCHD returned +30.94%. Year to date, JPIE is up 1.82% versus a gain of 22.69% for SCHD.
Over three years, JPIE compounded at +6.70% per year against +14.20% for SCHD. Across the full 5-year window we track, SCHD has the edge at +11.31% annualized vs +3.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 4.3% for JPIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.0% for JPIE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JPIE charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, JPIE currently yields 5.73% against 3.31% for SCHD.
Holdings Overlap
JPIE and SCHD share 0 holdings out of 1691 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JPIE or SCHD?
JPIE has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
Which performed better, JPIE or SCHD?
Over the past year JPIE returned +4.92% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), JPIE annualized +3.39% vs +11.31% for SCHD. Past performance does not guarantee future results.
Which is riskier, JPIE or SCHD?
SCHD has been the more volatile fund at 13.7% annualized versus 4.3% for JPIE. Worst drawdown: JPIE -10.0% vs SCHD -33.4%.
Should I hold both JPIE and SCHD?
JPIE and SCHD have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JPIE and SCHD?
JPIE and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1691 unique securities.
Which pays a higher dividend, JPIE or SCHD?
JPIE yields 5.73% while SCHD yields 3.31%, so JPIE currently pays the higher dividend yield.
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