JHS vs SCHD
JHS vs SCHD
John Hancock Income Securities Trust vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. JHS offers more diversification with 518 holdings.
Side-by-Side Comparison
| Metric | JHS | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.66% | 0.06% | |
| AUM | $144M | $103.7B | |
| Dividend Yield | 5.09% | 3.31% | |
| Holdings | 881 | 104 | |
| YTD Return | -4.02% | +23.53% | |
| 1Y Return | +0.88% | +30.95% | |
| 3Y Return (annualized) | +5.36% | +14.72% | |
| 5Y Return (annualized) | -2.47% | +9.56% | |
| Volatility (annualized) | 10.4% | 13.6% | |
| Max Drawdown | -50.7% | -33.4% | |
| Fund Family | John Hancock Investment Management | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Feb 14, 1973 | Oct 20, 2011 |
JHS vs SCHD Performance
John Hancock Income Securities Trust (JHS) is a ETF from John Hancock Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JHS returned +0.88% while SCHD returned +30.95%. Year to date, JHS is down 4.02% versus a gain of 23.53% for SCHD.
Over three years, JHS compounded at +5.36% per year against +14.72% for SCHD; over five years the annualized figures are -2.47% and +9.56% respectively. Across the full 15-year window we track, SCHD has the edge at +11.35% annualized vs -0.25%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.4% for JHS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -50.7% for JHS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JHS charges 1.66% per year while SCHD charges 0.06%. On a $10,000 position that is $166 vs $6 annually, a gap of $160 per year that compounds over a long holding period. On income, JHS currently yields 5.09% against 3.31% for SCHD.
Holdings Overlap
JHS and SCHD share 0 holdings out of 618 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JHS or SCHD?
JHS has an expense ratio of 1.66% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $160 per year of difference.
Which performed better, JHS or SCHD?
Over the past year JHS returned +0.88% vs +30.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), JHS annualized -0.25% vs +11.35% for SCHD. Past performance does not guarantee future results.
Which is riskier, JHS or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 10.4% for JHS. Worst drawdown: JHS -50.7% vs SCHD -33.4%.
Should I hold both JHS and SCHD?
JHS and SCHD have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JHS and SCHD?
JHS and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 618 unique securities.
Which pays a higher dividend, JHS or SCHD?
JHS yields 5.09% while SCHD yields 3.31%, so JHS currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.