JHCP vs VTI
JHCP vs VTI
John Hancock Core Plus Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | JHCP | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.36% | 0.03% | |
| AUM | $206M | $663.5B | |
| Dividend Yield | 4.61% | 1.07% | |
| Holdings | 687 | 3,543 | |
| YTD Return | +0.01% | +13.39% | |
| 1Y Return | +2.62% | +23.21% | |
| 3Y Return (annualized) | - | +20.65% | |
| 5Y Return (annualized) | - | +12.18% | |
| Volatility (annualized) | 3.3% | 15.3% | |
| Max Drawdown | -3.1% | -56.6% | |
| Fund Family | John Hancock Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Dec 18, 2024 | May 24, 2001 |
JHCP vs VTI Performance
John Hancock Core Plus Bond ETF (JHCP) is a ETF from John Hancock Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JHCP returned +2.62% while VTI returned +23.21%. Year to date, JHCP is up 0.01% versus a gain of 13.39% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 3.3% for JHCP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.1% for JHCP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.26. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JHCP charges 0.36% per year while VTI charges 0.03%. On a $10,000 position that is $36 vs $3 annually, a gap of $33 per year that compounds over a long holding period. On income, JHCP currently yields 4.61% against 1.07% for VTI.
Holdings Overlap
JHCP and VTI share 3 holdings out of 3146 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JHCP or VTI?
JHCP has an expense ratio of 0.36% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
Which performed better, JHCP or VTI?
Over the past year JHCP returned +2.62% vs +23.21% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), JHCP annualized +4.36% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, JHCP or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 3.3% for JHCP. Worst drawdown: JHCP -3.1% vs VTI -56.6%.
Should I hold both JHCP and VTI?
JHCP and VTI have a monthly-return correlation of 0.26, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JHCP and VTI?
JHCP and VTI share 3 common holdings with a 0.1% weight overlap. Combined, they hold 3146 unique securities.
Which pays a higher dividend, JHCP or VTI?
JHCP yields 4.61% while VTI yields 1.07%, so JHCP currently pays the higher dividend yield.
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