JHCP vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. JHCP offers more diversification with 366 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: JHCP

Side-by-Side Comparison

MetricJHCPQQQWinner
Expense Ratio0.36%0.18%
AUM$206M$455.8B
Dividend Yield4.61%0.41%
Holdings687108
YTD Return+0.21%+18.20%
1Y Return+2.86%+27.63%
3Y Return (annualized)-+25.54%
5Y Return (annualized)-+15.12%
Volatility (annualized)3.3%30.6%
Max Drawdown-3.1%-83.0%
Fund FamilyJohn Hancock Investment ManagementInvesco (US)
CategoryFixed IncomeEquity
InceptionDec 18, 2024Mar 10, 1999

JHCP vs QQQ Performance

John Hancock Core Plus Bond ETF (JHCP) is a ETF from John Hancock Investment Management and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year JHCP returned +2.86% while QQQ returned +27.63%. Year to date, JHCP is up 0.21% versus a gain of 18.20% for QQQ.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 3.3% for JHCP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.1% for JHCP and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.20. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

JHCP charges 0.36% per year while QQQ charges 0.18%. On a $10,000 position that is $36 vs $18 annually, a gap of $18 per year that compounds over a long holding period. On income, JHCP currently yields 4.61% against 0.41% for QQQ.

Holdings Overlap

0.0%overlap

JHCP and QQQ share 0 holdings out of 469 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, JHCP or QQQ?

JHCP has an expense ratio of 0.36% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $18 per year of difference.

Which performed better, JHCP or QQQ?

Over the past year JHCP returned +2.86% vs +27.63% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), JHCP annualized +4.48% vs +13.11% for QQQ. Past performance does not guarantee future results.

Which is riskier, JHCP or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 3.3% for JHCP. Worst drawdown: JHCP -3.1% vs QQQ -83.0%.

Should I hold both JHCP and QQQ?

JHCP and QQQ have a monthly-return correlation of 0.20, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between JHCP and QQQ?

JHCP and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 469 unique securities.

Which pays a higher dividend, JHCP or QQQ?

JHCP yields 4.61% while QQQ yields 0.41%, so JHCP currently pays the higher dividend yield.

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