IWV vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricIWVVTIWinner
Expense Ratio0.20%0.03%
AUM$19.5B$663.5B
Dividend Yield0.87%1.07%
Holdings2,5963,543
YTD Return+11.61%+11.83%
1Y Return+21.29%+21.79%
3Y Return (annualized)+20.14%+20.40%
5Y Return (annualized)+11.86%+11.96%
Volatility (annualized)15.6%15.3%
Max Drawdown-56.7%-56.6%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionMay 22, 2000May 24, 2001

IWV vs VTI Performance

iShares Russell 3000 ETF (IWV) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IWV returned +21.29% while VTI returned +21.79%. Year to date, IWV is up 11.61% versus a gain of 11.83% for VTI.

Over three years, IWV compounded at +20.14% per year against +20.40% for VTI; over five years the annualized figures are +11.86% and +11.96% respectively. Across the full 25-year window we track, VTI has the edge at +8.06% annualized vs +7.16%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IWV has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.7% for IWV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IWV charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, IWV currently yields 0.87% against 1.07% for VTI.

Holdings Overlap

85.9%overlap

IWV and VTI share 1290 holdings out of 3160 unique holdings combined, representing a 85.9% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in IWVWeight in VTIDifference
NVDA6.26%6.32%0.06%
AAPL6.20%5.84%0.36%
MSFT3.94%3.81%0.13%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
METAProProPro
MUProProPro
TSLAProProPro
See all 10 holdings IWV shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IWV or VTI?

IWV has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, IWV or VTI?

Over the past year IWV returned +21.29% vs +21.79% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (25 years), IWV annualized +7.16% vs +8.06% for VTI. Past performance does not guarantee future results.

Which is riskier, IWV or VTI?

IWV has been the more volatile fund at 15.6% annualized versus 15.3% for VTI. Worst drawdown: IWV -56.7% vs VTI -56.6%.

Should I hold both IWV and VTI?

IWV and VTI have a monthly-return correlation of 1.00, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IWV and VTI?

IWV and VTI share 1290 common holdings with a 85.9% weight overlap. Combined, they hold 3160 unique securities.

Which pays a higher dividend, IWV or VTI?

IWV yields 0.87% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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