IWR vs VTI
IWR vs VTI
iShares Russell Mid-Cap ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | IWR | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.03% | |
| AUM | $56.1B | $663.5B | |
| Dividend Yield | 1.15% | 1.07% | |
| Holdings | 831 | 3,543 | |
| YTD Return | +16.66% | +13.92% | |
| 1Y Return | +21.96% | +24.07% | |
| 3Y Return (annualized) | +16.41% | +20.88% | |
| 5Y Return (annualized) | +8.70% | +12.47% | |
| Volatility (annualized) | 17.0% | 15.3% | |
| Max Drawdown | -59.7% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 17, 2001 | May 24, 2001 |
IWR vs VTI Performance
iShares Russell Mid-Cap ETF (IWR) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IWR returned +21.96% while VTI returned +24.07%. Year to date, IWR is up 16.66% versus a gain of 13.92% for VTI.
Over three years, IWR compounded at +16.41% per year against +20.88% for VTI; over five years the annualized figures are +8.70% and +12.47% respectively. Across the full 25-year window we track, IWR has the edge at +8.78% annualized vs +8.13%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IWR has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -59.7% for IWR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IWR charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, IWR currently yields 1.15% against 1.07% for VTI.
Holdings Overlap
IWR and VTI share 618 holdings out of 2963 unique holdings combined, representing a 15.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IWR | Weight in VTI | Difference |
|---|---|---|---|
| HOOD | 0.65% | 0.11% | 0.54% |
| SNOW | 0.63% | 0.12% | 0.51% |
| DDOG | 0.60% | 0.12% | 0.48% |
| NET | Pro | Pro | Pro |
| MPC | Pro | Pro | Pro |
| RCL | Pro | Pro | Pro |
| SPG | Pro | Pro | Pro |
| PSX | Pro | Pro | Pro |
| URI | Pro | Pro | Pro |
| ALAB | Pro | Pro | Pro |
See all 10 holdings IWR shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IWR or VTI?
IWR has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $15 per year of difference.
Which performed better, IWR or VTI?
Over the past year IWR returned +21.96% vs +24.07% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (25 years), IWR annualized +8.78% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, IWR or VTI?
IWR has been the more volatile fund at 17.0% annualized versus 15.3% for VTI. Worst drawdown: IWR -59.7% vs VTI -56.6%.
Should I hold both IWR and VTI?
IWR and VTI have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IWR and VTI?
IWR and VTI share 618 common holdings with a 15.2% weight overlap. Combined, they hold 2963 unique securities.
Which pays a higher dividend, IWR or VTI?
IWR yields 1.15% while VTI yields 1.07%, so IWR currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.