IWP vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricIWPSPYWinner
Expense Ratio0.23%0.09%
AUM$19.8B$789.1B
Dividend Yield0.34%1.01%
Holdings271505
YTD Return-0.69%+9.93%
1Y Return-2.95%+19.50%
3Y Return (annualized)+11.94%+19.33%
5Y Return (annualized)+4.23%+12.82%
Volatility (annualized)18.5%15.3%
Max Drawdown-57.3%-56.5%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityEquity
InceptionJul 17, 2001Jan 22, 1993

IWP vs SPY Performance

iShares Russell Midcap Growth ETF (IWP) is a ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year IWP returned -2.95% while SPY returned +19.50%. Year to date, IWP is down 0.69% versus a gain of 9.93% for SPY.

Over three years, IWP compounded at +11.94% per year against +19.33% for SPY; over five years the annualized figures are +4.23% and +12.82% respectively. Across the full 25-year window we track, SPY has the edge at +8.74% annualized vs +8.46%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IWP has been the more volatile fund, with annualized monthly volatility of 18.5% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -57.3% for IWP and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IWP charges 0.23% per year while SPY charges 0.09%. On a $10,000 position that is $23 vs $9 annually, a gap of $14 per year that compounds over a long holding period. On income, IWP currently yields 0.34% against 1.01% for SPY.

Holdings Overlap

4.6%overlap

IWP and SPY share 82 holdings out of 688 unique holdings combined, representing a 4.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IWPWeight in SPYDifference
DDOG2.33%0.13%2.20%
HOOD2.08%0.14%1.94%
SPG2.00%0.11%1.89%
FIXProProPro
TERProProPro
CORProProPro
TRGPProProPro
VSTProProPro
LITEProProPro
GWWProProPro
See all 10 holdings IWP shares with SPY
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IWP or SPY?

IWP has an expense ratio of 0.23% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $14 per year of difference.

Which performed better, IWP or SPY?

Over the past year IWP returned -2.95% vs +19.50% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (25 years), IWP annualized +8.46% vs +8.74% for SPY. Past performance does not guarantee future results.

Which is riskier, IWP or SPY?

IWP has been the more volatile fund at 18.5% annualized versus 15.3% for SPY. Worst drawdown: IWP -57.3% vs SPY -56.5%.

Should I hold both IWP and SPY?

IWP and SPY have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IWP and SPY?

IWP and SPY share 82 common holdings with a 4.6% weight overlap. Combined, they hold 688 unique securities.

Which pays a higher dividend, IWP or SPY?

IWP yields 0.34% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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