IVV vs QLD

Quick Verdict

IVV has a lower expense ratio. QLD delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: QLDMore Diversified: IVV

Side-by-Side Comparison

MetricIVVQLDWinner
Expense Ratio0.03%0.95%
AUM$865.2B$12.5B
Dividend Yield1.09%0.12%
Holdings508127
YTD Return+13.52%+32.01%
1Y Return+23.63%+51.55%
3Y Return (annualized)+21.26%+41.51%
5Y Return (annualized)+13.52%+19.38%
Volatility (annualized)15.1%38.1%
Max Drawdown-56.5%-84.0%
Fund FamilyiShares by BlackRock (US)ProShares
CategoryEquityAlternative
InceptionMay 15, 2000Jun 19, 2006

IVV vs QLD Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and ProShares Ultra QQQ (QLD) is a ETF from ProShares. Over the past year IVV returned +23.63% while QLD returned +51.55%. Year to date, IVV is up 13.52% versus a gain of 32.01% for QLD.

Over three years, IVV compounded at +21.26% per year against +41.51% for QLD; over five years the annualized figures are +13.52% and +19.38% respectively. Across the full 20-year window we track, QLD has the edge at +24.53% annualized vs +7.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QLD has been the more volatile fund, with annualized monthly volatility of 38.1% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -84.0% for QLD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while QLD charges 0.95%. On a $10,000 position that is $3 vs $95 annually, a gap of $92 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.12% for QLD.

Holdings Overlap

42.7%overlap

IVV and QLD share 87 holdings out of 522 unique holdings combined, representing a 42.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in QLDDifference
NVDA7.76%4.89%2.87%
AAPL7.44%4.75%2.69%
MSFT4.57%2.97%1.60%
AMZNProProPro
GOOGLProProPro
MUProProPro
AVGOProProPro
GOOGProProPro
METAProProPro
AMDProProPro
See all 10 holdings IVV shares with QLD
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IVV or QLD?

IVV has an expense ratio of 0.03% while QLD charges 0.95%. IVV is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, IVV or QLD?

Over the past year IVV returned +23.63% vs +51.55% for QLD, so QLD leads on 1-year performance. Over the longest common window we track (20 years), IVV annualized +7.04% vs +24.53% for QLD. Past performance does not guarantee future results.

Which is riskier, IVV or QLD?

QLD has been the more volatile fund at 38.1% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs QLD -84.0%.

Should I hold both IVV and QLD?

IVV and QLD have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVV and QLD?

IVV and QLD share 87 common holdings with a 42.7% weight overlap. Combined, they hold 522 unique securities.

Which pays a higher dividend, IVV or QLD?

IVV yields 1.09% while QLD yields 0.12%, so IVV currently pays the higher dividend yield.

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