IVOG vs VTI

Quick Verdict

VTI has a lower expense ratio. IVOG delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: IVOGMore Diversified: VTI

Side-by-Side Comparison

MetricIVOGVTIWinner
Expense Ratio0.10%0.03%
AUM$1.7B$663.5B
Dividend Yield0.81%1.07%
Holdings2463,543
YTD Return+17.75%+13.57%
1Y Return+25.12%+24.23%
3Y Return (annualized)+15.28%+20.73%
5Y Return (annualized)+8.09%+12.24%
Volatility (annualized)16.7%15.3%
Max Drawdown-39.3%-56.6%
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityEquity
InceptionSep 7, 2010May 24, 2001

IVOG vs VTI Performance

Vanguard S&P Mid-Cap 400 Growth ETF (IVOG) is a ETF from Vanguard (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IVOG returned +25.12% while VTI returned +24.23%. Year to date, IVOG is up 17.75% versus a gain of 13.57% for VTI.

Over three years, IVOG compounded at +15.28% per year against +20.73% for VTI; over five years the annualized figures are +8.09% and +12.24% respectively. Across the full 16-year window we track, IVOG has the edge at +12.48% annualized vs +8.12%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVOG has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -39.3% for IVOG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVOG charges 0.10% per year while VTI charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, IVOG currently yields 0.81% against 1.07% for VTI.

Holdings Overlap

2.1%overlap

IVOG and VTI share 185 holdings out of 2843 unique holdings combined, representing a 2.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVOGWeight in VTIDifference
TWLO1.64%0.04%1.60%
CW1.47%0.04%1.43%
ATI1.41%0.04%1.37%
0RMV:LNProProPro
STRLProProPro
MTZProProPro
WWDProProPro
MTSIProProPro
PSTGProProPro
CRSProProPro
See all 10 holdings IVOG shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IVOG or VTI?

IVOG has an expense ratio of 0.10% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $7 per year of difference.

Which performed better, IVOG or VTI?

Over the past year IVOG returned +25.12% vs +24.23% for VTI, so IVOG leads on 1-year performance. Over the longest common window we track (16 years), IVOG annualized +12.48% vs +8.12% for VTI. Past performance does not guarantee future results.

Which is riskier, IVOG or VTI?

IVOG has been the more volatile fund at 16.7% annualized versus 15.3% for VTI. Worst drawdown: IVOG -39.3% vs VTI -56.6%.

Should I hold both IVOG and VTI?

IVOG and VTI have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVOG and VTI?

IVOG and VTI share 185 common holdings with a 2.1% weight overlap. Combined, they hold 2843 unique securities.

Which pays a higher dividend, IVOG or VTI?

IVOG yields 0.81% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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