ISCV vs VTI

Quick Verdict

VTI has a lower expense ratio. ISCV delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: ISCVMore Diversified: VTI

Side-by-Side Comparison

MetricISCVVTIWinner
Expense Ratio0.06%0.03%
AUM$692M$663.5B
Dividend Yield1.85%1.07%
Holdings1,0573,543
YTD Return+16.06%+10.14%
1Y Return+29.92%+19.82%
3Y Return (annualized)+13.73%+18.94%
5Y Return (annualized)+9.38%+11.79%
Volatility (annualized)20.8%15.4%
Max Drawdown-64.8%-56.6%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionJun 28, 2004May 24, 2001

ISCV vs VTI Performance

iShares Morningstar Small-Cap Value ETF (ISCV) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ISCV returned +29.92% while VTI returned +19.82%. Year to date, ISCV is up 16.06% versus a gain of 10.14% for VTI.

Over three years, ISCV compounded at +13.73% per year against +18.94% for VTI; over five years the annualized figures are +9.38% and +11.79% respectively. Across the full 22-year window we track, VTI has the edge at +7.99% annualized vs +7.00%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ISCV has been the more volatile fund, with annualized monthly volatility of 20.8% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -64.8% for ISCV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

ISCV charges 0.06% per year while VTI charges 0.03%. On a $10,000 position that is $6 vs $3 annually, a gap of $3 per year that compounds over a long holding period. On income, ISCV currently yields 1.85% against 1.07% for VTI.

Holdings Overlap

1.6%overlap

ISCV and VTI share 715 holdings out of 3080 unique holdings combined, representing a 1.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ISCVWeight in VTIDifference
BBY0.49%0.02%0.47%
JAZZ0.49%0.02%0.47%
GEN0.47%0.02%0.45%
GLProProPro
BWAProProPro
MKCProProPro
UNMProProPro
AGNCProProPro
APTVProProPro
CCKProProPro
See all 10 holdings ISCV shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, ISCV or VTI?

ISCV has an expense ratio of 0.06% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

Which performed better, ISCV or VTI?

Over the past year ISCV returned +29.92% vs +19.82% for VTI, so ISCV leads on 1-year performance. Over the longest common window we track (22 years), ISCV annualized +7.00% vs +7.99% for VTI. Past performance does not guarantee future results.

Which is riskier, ISCV or VTI?

ISCV has been the more volatile fund at 20.8% annualized versus 15.4% for VTI. Worst drawdown: ISCV -64.8% vs VTI -56.6%.

Should I hold both ISCV and VTI?

ISCV and VTI have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ISCV and VTI?

ISCV and VTI share 715 common holdings with a 1.6% weight overlap. Combined, they hold 3080 unique securities.

Which pays a higher dividend, ISCV or VTI?

ISCV yields 1.85% while VTI yields 1.07%, so ISCV currently pays the higher dividend yield.

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