ISCV vs SCHD
ISCV vs SCHD
iShares Morningstar Small-Cap Value ETF vs Schwab US Dividend Equity ETF
Quick Verdict
ISCV delivered stronger 1-year returns. ISCV offers more diversification with 1012 holdings.
Side-by-Side Comparison
| Metric | ISCV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.06% | |
| AUM | $692M | $103.7B | |
| Dividend Yield | 1.85% | 3.31% | |
| Holdings | 1,057 | 104 | |
| YTD Return | +17.58% | +23.02% | |
| 1Y Return | +32.08% | +30.75% | |
| 3Y Return (annualized) | +14.83% | +14.89% | |
| 5Y Return (annualized) | +9.53% | +9.38% | |
| Volatility (annualized) | 20.8% | 13.6% | |
| Max Drawdown | -64.8% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 28, 2004 | Oct 20, 2011 |
ISCV vs SCHD Performance
iShares Morningstar Small-Cap Value ETF (ISCV) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ISCV returned +32.08% while SCHD returned +30.75%. Year to date, ISCV is up 17.58% versus a gain of 23.02% for SCHD.
Over three years, ISCV compounded at +14.83% per year against +14.89% for SCHD; over five years the annualized figures are +9.53% and +9.38% respectively. Across the full 15-year window we track, SCHD has the edge at +11.33% annualized vs +7.06%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ISCV has been the more volatile fund, with annualized monthly volatility of 20.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -64.8% for ISCV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ISCV charges 0.06% per year while SCHD charges 0.06%. On a $10,000 position that is $6 vs $6 annually. On income, ISCV currently yields 1.85% against 3.31% for SCHD.
Holdings Overlap
ISCV and SCHD share 38 holdings out of 1074 unique holdings combined, representing a 4.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in ISCV | Weight in SCHD | Difference |
|---|---|---|---|
| BBY | 0.49% | 0.43% | 0.06% |
| DINO | 0.35% | 0.36% | 0.01% |
| APA | 0.35% | 0.33% | 0.02% |
| SWKS | Pro | Pro | Pro |
| ORI | Pro | Pro | Pro |
| COLB | Pro | Pro | Pro |
| AFG | Pro | Pro | Pro |
| ALV | Pro | Pro | Pro |
| BAH | Pro | Pro | Pro |
| M | Pro | Pro | Pro |
See all 10 holdings ISCV shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, ISCV or SCHD?
ISCV has an expense ratio of 0.06% while SCHD charges 0.06%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, ISCV or SCHD?
Over the past year ISCV returned +32.08% vs +30.75% for SCHD, so ISCV leads on 1-year performance. Over the longest common window we track (15 years), ISCV annualized +7.06% vs +11.33% for SCHD. Past performance does not guarantee future results.
Which is riskier, ISCV or SCHD?
ISCV has been the more volatile fund at 20.8% annualized versus 13.6% for SCHD. Worst drawdown: ISCV -64.8% vs SCHD -33.4%.
Should I hold both ISCV and SCHD?
ISCV and SCHD have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ISCV and SCHD?
ISCV and SCHD share 38 common holdings with a 4.3% weight overlap. Combined, they hold 1074 unique securities.
Which pays a higher dividend, ISCV or SCHD?
ISCV yields 1.85% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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