IGLB vs SCHD
IGLB vs SCHD
iShares 10+ Year Investment Grade Corporate Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
IGLB has a lower expense ratio. SCHD delivered stronger 1-year returns. IGLB offers more diversification with 1393 holdings.
Side-by-Side Comparison
| Metric | IGLB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.06% | |
| AUM | $2.6B | $103.7B | |
| Dividend Yield | 5.23% | 3.31% | |
| Holdings | 3,825 | 104 | |
| YTD Return | -1.76% | +24.26% | |
| 1Y Return | +0.45% | +31.38% | |
| 3Y Return (annualized) | +3.96% | +15.08% | |
| 5Y Return (annualized) | -2.88% | +9.72% | |
| Volatility (annualized) | 10.5% | 13.6% | |
| Max Drawdown | -34.7% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Dec 8, 2009 | Oct 20, 2011 |
IGLB vs SCHD Performance
iShares 10+ Year Investment Grade Corporate Bond ETF (IGLB) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IGLB returned +0.45% while SCHD returned +31.38%. Year to date, IGLB is down 1.76% versus a gain of 24.26% for SCHD.
Over three years, IGLB compounded at +3.96% per year against +15.08% for SCHD; over five years the annualized figures are -2.88% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +1.17%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.5% for IGLB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.7% for IGLB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.42. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IGLB charges 0.04% per year while SCHD charges 0.06%. On a $10,000 position that is $4 vs $6 annually, a gap of $2 per year that compounds over a long holding period. On income, IGLB currently yields 5.23% against 3.31% for SCHD.
Holdings Overlap
IGLB and SCHD share 1 holdings out of 1492 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IGLB | Weight in SCHD | Difference |
|---|---|---|---|
| ADM | 0.01% | 1.07% | 1.06% |
Frequently Asked Questions
Which is cheaper, IGLB or SCHD?
IGLB has an expense ratio of 0.04% while SCHD charges 0.06%. IGLB is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, IGLB or SCHD?
Over the past year IGLB returned +0.45% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), IGLB annualized +1.17% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, IGLB or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 10.5% for IGLB. Worst drawdown: IGLB -34.7% vs SCHD -33.4%.
Should I hold both IGLB and SCHD?
IGLB and SCHD have a monthly-return correlation of 0.42, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IGLB and SCHD?
IGLB and SCHD share 1 common holdings with a 0.0% weight overlap. Combined, they hold 1492 unique securities.
Which pays a higher dividend, IGLB or SCHD?
IGLB yields 5.23% while SCHD yields 3.31%, so IGLB currently pays the higher dividend yield.
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